Section 26: When Exaggerating a Claim Gets It Dismissed

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Quick Reference: Section 26 at a Glance

Provision
Section 26 ("Fraudulent actions"), Civil Liability and Courts Act 2004
Act number
No. 31 of 2004
Commenced
20 September 2004 (S.I. No. 544 of 2004)
Amended since
No textual amendment identified in the Law Reform Commission revision
Applies to
Personal injuries actions before the courts, including actions pending at commencement (s.26(4))
Who must prove it
The defendant
Standard of proof
Civil standard, applied proportionately: falsity must be shown as a matter of high probability
Effect if proved
The whole action is dismissed; the court cannot sever the honest parts
Safety valve
No dismissal where, for reasons the court must state, dismissal would result in injustice
Primary source
Official text on irishstatutebook.ie
Revised Act
Consolidated text (Law Reform Commission)
Contents

What Section 26 of the Civil Liability and Courts Act Does

Mandatory dismissal for knowing, material dishonesty. Section 26 of the Civil Liability and Courts Act 2004 obliges the court to dismiss a personal injuries action built on knowingly false or misleading evidence. The obligation is not discretionary in the ordinary sense: once the statutory conditions are met, the court "shall dismiss the plaintiff's action" unless dismissal would itself result in injustice being done. The provision sits at the centre of how a contested personal injury claim in Ireland is tested for honesty, and it was enacted alongside the verifying affidavit (section 14) and the false evidence offence (section 25) as a single reform package aimed at false and exaggerated claims. The Act's long title states the purpose directly: where a plaintiff in a personal injuries action gives false evidence, the court may dismiss the action (Civil Liability and Courts Act 2004, s. 26, irishstatutebook.ie). The section carries the marginal note "Fraudulent actions" in the Act, and a motion invoking it is known in practice simply as a "section 26 application".

The operative subsection reads:

"26.—(1) If, after the commencement of this section, a plaintiff in a personal injuries action gives or adduces, or dishonestly causes to be given or adduced, evidence that— (a) is false or misleading, in any material respect, and (b) he or she knows to be false or misleading, the court shall dismiss the plaintiff's action unless, for reasons that the court shall state in its decision, the dismissal of the action would result in injustice being done."

Section 26(1), Civil Liability and Courts Act 2004 (No. 31 of 2004), irishstatutebook.ie

Three elements do the work, and the Court of Appeal restated them in that order in Lynch v Motor Insurers' Bureau of Ireland [2026] IECA 95. First, evidence must actually be given or adduced by or for the plaintiff (or a section 14 affidavit sworn: see section 26(2) below). Second, that evidence must be false or misleading in a material respect, and the plaintiff must know it to be so. Third, even where both are established, the action survives if the court concludes, for stated reasons, that dismissal would result in injustice. Section 26(4) applied the provision from 20 September 2004 to new actions and to actions already pending on that date.

Two consequences of the drafting matter more than anything else on this page. The dismissal is of "the plaintiff's action" as a whole: the High Court in Meehan v BKNS Curtain Walling Systems Ltd [2012] IEHC 441 confirmed, and the Court of Appeal in Platt repeated, that the court cannot excise the contaminated parts and award damages on the honest remainder. A claimant with a genuine injury who tells one knowing, material lie about its extent therefore risks the entire claim, even where the defendant has been found liable for the accident. The second consequence cuts the other way: because the section is, in the words of Peart J, draconian by design, the courts give it a strict construction and hold defendants to a demanding standard of proof before invoking it.

One lie, whole claim: the no-severance rule in section 26 A claim made of a large honest core and a smaller knowing falsehood is struck out in its entirety: the court cannot sever the honest part and award damages on it, unless dismissal would result in injustice. The claim as pleaded and sworn Honest core: genuine injury, true losses Knowing, material falsehood The whole action is dismissed. No severance of the honest part. Meehan v BKNS Curtain Walling [2012] IEHC 441; Platt v OBH Luxury Accommodation [2017] IECA 221 The single exception: dismissal that would itself result in injustice, for reasons the court must state (s.26(1)).
Figure 2. The no-severance rule: a personal injuries action containing a knowing, material falsehood falls in its entirety under section 26, subject only to the injustice proviso.

One boundary point is worth stating for completeness. Section 26 speaks to "personal injuries actions", meaning proceedings before the courts. The assessment stage before the Injuries Resolution Board comes earlier in the process and sits outside the section's dismissal power, although what a claimant said at that stage can surface later as evidence in the action.

What Counts as Exaggeration, and What Does Not

Only a knowing, material falsehood engages the section. Section 26 catches deliberate dishonesty about something that matters to the claim; it does not catch honest mistakes, imperfect memory, or genuine disagreement between doctors about prognosis. The statute defines the mental element itself:

"(3) For the purposes of this section, an act is done dishonestly by a person if he or she does the act with the intention of misleading the court."

Section 26(3), Civil Liability and Courts Act 2004, irishstatutebook.ie

The test is subjective. The Supreme Court held in Ahern v Bus Éireann [2011] IESC 44 that "knowingly" looks to what this plaintiff actually knew and intended, not to what a reasonable person would have disclosed, and an appellate court will not disturb a trial judge's assessment of the plaintiff's honesty made after seeing the witness tested (a point applied again in Goodwin v Bus Éireann [2012] IESC 9 and in O'Sullivan v Brozda [2022] IECA 163). The Court of Appeal in Lynch [2026] IECA 95 drew the same line in practical terms: a witness who is merely misguided, mistaken or even unreasonable in how they describe their symptoms has not been shown to be subjectively dishonest.

Materiality has two limbs. The evidence must be material to the claim, and it must be false or misleading to a material degree; the defendant does not have to prove the whole claim is bogus, yet the falsehood must be substantial enough to render the claim itself fraudulent. That formulation, drawn together across the authorities and set out comprehensively by Collins J in O'Sullivan v Brozda [2022] IECA 163, is why trivial slips do not trigger dismissal while a false loss of earnings schedule can. The burden of proving every element rests on the defendant. Although the standard is the civil balance of probabilities, Quirke J held in Farrell v Dublin Bus [2010] IEHC 327 that the gravity of the consequences requires the court to be satisfied as a matter of high probability, and the Court of Appeal in Keating v Mulligan [2022] IECA 257 repeated that the threshold requirements must be clearly established before an order is made.

Where the section 26 standard of proof sits The defendant must prove every element. The standard is the civil balance of probabilities, applied so that falsity is established as a matter of high probability: above the ordinary civil standard in rigour, below the criminal standard of beyond reasonable doubt that governs the section 25 offence. Balance of probabilities (ordinary civil standard) Beyond reasonable doubt (criminal: ss.25 and 29) Section 26: the civil standard, satisfied as a matter of high probability The onus rests on the defendant for every element Farrell v Dublin Bus [2010] IEHC 327; Keating v Mulligan [2022] IECA 257
Figure 3. Burden and standard on a section 26 Civil Liability and Courts Act application: the defendant proves a knowing, material falsehood as a matter of high probability.

The courts have policed the boundary in both directions. The High Court observed in Murphy v Palmer [2021] IEHC 154 that the section exists to prevent fraudulent claims, not to serve as a weapon against ordinary weaknesses in a plaintiff's case, and the High Court in Smith v HSE [2013] IEHC 360 warned that section 26 is there to deter and disallow fraudulent claims, not to reward a forensic assault on anomalies, inconsistencies and unexplained circumstances. In Foxe v Codd [2022] IEHC 351, evidence the judge considered "perhaps misleading" from a generally honest and credible witness, who explained the inconsistencies, did not meet the threshold. A claimant whose account has gaps is in a different category from a claimant who lies.

Common scenarios under section 26 of the Civil Liability and Courts Act 2004
Scenario How section 26 treats it Authority
An old injury was not mentioned to one examining doctor Not automatic dismissal: the test is knowing intent to mislead, and an honest omission is not dishonesty. Concealment repeated across pleadings, affidavit and experts is the pattern that dismisses claims Ahern [2011] IESC 44; Foxe v Codd [2022] IEHC 351; contrast Waliszewski [2015] IEHC 264
A later, separate accident was left out of replies to particulars Dismissal only where the concealment was knowing and material; no overlap between the injuries and no incentive to conceal defeated the application Keating v Mulligan [2022] IECA 257
Surveillance shows activity the sworn evidence said was impossible If the footage proves a knowing, material lie about extent, the whole action falls; activity within the claimant's stated limits, honestly described, does not Platt [2017] IECA 221; contrast Lynch [2026] IECA 95
An inflated loss of earnings claim was dropped before trial Outside the section where it was never verified on affidavit and never given in evidence, yet costs and credibility consequences remain Lynch [2024] IEHC 587; [2026] IECA 95
Social media posts contradict the claimed restrictions Dismissal risk where the posts prove the sworn account false in a material respect Danagher v Glantine Inns [2010] IEHC 214
The non-disclosure was the solicitor's error, not the claimant's Professional negligence is not the claimant's dishonesty, although the verifying affidavit remains the claimant's own oath Keating v Mulligan [2022] IECA 257

The Verifying Affidavit Route: Section 26(2)

A knowingly false sworn affidavit triggers the same mandatory dismissal. Section 26(2) applies the identical rule where a person has sworn an affidavit under section 14 that is false or misleading in a material respect and knew it to be so when swearing it. Section 14 requires the parties to a personal injuries action to verify on oath the assertions in their pleadings, including the particulars of injury and the schedule of special damage served with a personal injuries summons. The affidavit is the bridge between what a claimant's solicitors plead and the claimant's personal responsibility for its truth, which is why the two provisions are read together: the pleading is verified under section 14, and a knowingly false verification is punished under section 26(2). The mechanics of swearing are covered on the companion page on the verifying affidavit in personal injury cases.

The reported dismissals show how this route operates. In Higgins v Caldark Ltd [2010] IEHC 527, Quirke J dismissed a claim where the verifying affidavit supported a loss of earnings case that concealed the plaintiff's continuing salary arrangement, even though the defendant had been found 75 per cent liable for the accident itself. In Waliszewski v McArthur & Co [2015] IEHC 264, replies to particulars verified on affidavit failed to disclose a later road traffic accident, and the plaintiff repeated the omission to the defence doctor; the action was dismissed. Two further features of the case law deserve attention. A defendant need not have pleaded section 26 in its defence, because the section responds to conduct during the litigation and can be raised at the close of the plaintiff's case. And the obligation of verified truth is not one-sided: section 14 binds defendants too, so a defence sworn in the teeth of contradictory evidence carries its own exposure.

When Does Dismissing a Personal Injury Claim Under Section 26 Cause an Injustice?

The safety valve is real but narrow. Section 26 stays its own hand in one situation only: where the court concludes, for reasons it must state in its decision, that dismissal would result in injustice being done. Understanding how the courts read that proviso determines whether compensation for injury in Ireland survives once a knowing, material falsehood has been proved, and the short answer is that it rarely does. Quirke J held in Higgins v Caldark [2010] IEHC 527 that the court's discretion at this point is limited, and that depriving a dishonest plaintiff of the damages they would otherwise have recovered is not, of itself, the injustice the subsection contemplates. The Court of Appeal in Platt put the same point in legislative terms: the Oireachtas anticipated that genuine losses would be forfeited when it enacted the section.

The proviso is not a dead letter. In Looby v Fatalski [2014] IEHC 564, Barr J accepted that the plaintiff had lied about the distances he could cycle, yet held that dismissing a claim whose core disability was honest would work an injustice, and the action survived. The reasoning across the cases treats the proviso as a proportionality check on the outer edge of the section rather than a general discretion to forgive dishonesty, which is consistent with the purpose Peart J identified at the very start of the jurisprudence:

"Section 26 was introduced by the Oireachtas for the very clear purpose of avoiding injustice to, inter alios, defendants against whom false or exaggerated claims are mounted in the hope of recovering damages to which such plaintiffs are not entitled. Such actions are also an abuse of the process of the court. … The section is certainly of a draconian nature, but it is deliberately so in the public interest, and is mandatory in its terms, once the court is so satisfied on the balance of probability, unless to dismiss the action would result in injustice being done."

per Peart J in Carmello v Casey [2007] IEHC 362; [2008] 3 IR 524 at [71]

The stated-reasons requirement matters in practice. A court refusing to dismiss despite proved dishonesty must explain itself in the decision, which keeps the proviso exceptional and reviewable. For claimants the practical lesson is the mirror image: the safety valve is no plan. The only reliable protection against section 26 of the Civil Liability and Courts Act 2004 is that the evidence given, and the affidavit sworn, are true.

How the Courts Have Applied Section 26 in Practice

Two decades of case law run from strict enforcement to policed restraint. The reported decisions between 2007 and 2026 form a coherent body: dismissals where surveillance or documents proved a knowing, material lie, refusals where the defendant reached too far, and a 2026 Court of Appeal ruling that exposed a gap in the section's drafting. One further datum frames all of it. A review by the legal publisher Decisis of more than 8,000 written judgments reported since January 2011 identified only around twenty applications to dismiss for false or misleading evidence, of which eleven succeeded and nine failed, one on appeal (as of 2021). Section 26 dismissals are real, and rare.

Across the authorities, and gathered by Collins J in O'Sullivan v Brozda [2022] IECA 163, the governing principles are these:

  1. The onus of proving every element rests on the defendant (Farrell [2010] IEHC 327).
  2. "Knowingly" is subjective: what this plaintiff actually knew and intended (Ahern [2011] IESC 44).
  3. Materiality has two limbs, and the falsity must be substantial enough to render the claim itself fraudulent (Cahill [2018] IEHC 420).
  4. The civil standard applies, satisfied as a matter of high probability (Farrell; Keating [2022] IECA 257).
  5. Fair procedures require that the plaintiff be given a clear opportunity to answer the allegation in the hearing (Platt [2017] IECA 221).
  6. Appellate courts defer to the trial judge's assessment of the plaintiff's honesty (Goodwin [2012] IESC 9; O'Sullivan).

How a Section 26 Application Is Made

The application is the defendant's to move, and it is made within the trial rather than by separate proceedings. A defendant need not have pleaded section 26 in its defence, because the section answers conduct during the litigation itself; in Waliszewski [2015] IEHC 264 it was raised at the close of the plaintiff's case. Fair procedures then govern what follows. The Court of Appeal in Platt [2017] IECA 221 held that a plaintiff must be given the opportunity, in the course of the hearing, to counter the assertion of knowingly false evidence, and because the section 26(3) test is subjective, Lynch [2026] IECA 95 confirms that the court ordinarily needs to assess the plaintiff under examination or cross-examination before it can find dishonesty. The ruling is delivered within the action, with reasons stated in the decision if the injustice proviso saves the claim.

  1. The defendant moves the application within the trial, usually at the close of the plaintiff's case or after all the evidence.
  2. The plaintiff is put on notice of the precise allegation and given the opportunity to answer it in evidence.
  3. Cross-examination tests the subjective question: what this plaintiff actually knew and intended.
  4. The court rules within the action, stating its reasons if the injustice proviso is applied.
  5. Costs follow the outcome, including a differential costs order where an inflated claim drove the case into too high a court.
The three questions a court asks on a Section 26 application Flow diagram: was evidence given or adduced, or a verifying affidavit sworn; was it false or misleading in a material respect and known to be; would dismissal result in injustice. Outcomes: application fails, claim survives under the proviso, or the whole action is dismissed. 1. Evidence given or adduced, or a s.14 affidavit sworn? 2. False or misleading in a material respect, and known? 3. Would dismissal result in injustice? No: application fails (the Lynch gap: withdrawn, unverified claims) No: application fails (honest mistake, frailty, genuine dispute) Yes: claim survives (stated reasons; Looby) No: whole action dismissed Yes answers move rightward across questions 1 and 2; question 3 is the statutory proviso. No severance of honest parts (Meehan; Platt).
Figure 1. The three questions on a Section 26 Civil Liability and Courts Act application, following the structure restated in Lynch v MIBI [2026] IECA 95.
Section 26 before the Irish courts: selected decisions, 2007 to 2026
Case Court and year Outcome What it settled
Carmello v Casey [2007] IEHC 362 High Court, 2007 Dismissed Purpose and character of the section: draconian by design, mandatory once satisfied, strict construction
Gammell v Doyle [2009] IEHC 416 High Court, 2009 Dismissed Early dismissal for an account the court found fanciful, self-serving and deliberately so
Danagher v Glantine Inns [2010] IEHC 214 High Court, 2010 Dismissed Social media enters the case law: the plaintiff's posts contradicted the claimed restrictions
Farrell v Dublin Bus [2010] IEHC 327 High Court, 2010 Dismissed Burden on the defendant; falsity proved as a matter of high probability; abandoning a false head of claim does not cure it
Higgins v Caldark Ltd [2010] IEHC 527 High Court, 2010 Dismissed The affidavit limb; losing an otherwise good award is not the "injustice" the proviso contemplates
Ahern v Bus Éireann [2011] IESC 44 Supreme Court, 2011 Application refused "Knowingly" is subjective; an innocent furnishing of incorrect information is not enough; appellate deference to the trial judge's honesty finding
Meehan v BKNS Curtain Walling [2012] IEHC 441 High Court, 2012 Dismissed No severance: the whole action falls
Smith v HSE [2013] IEHC 360 High Court, 2013 Application refused The section deters fraud; it is not a licence for a forensic assault on anomalies
Looby v Fatalski [2014] IEHC 564 High Court, 2014 Claim survived The injustice proviso applied: admitted lies, honest core disability
Platt v OBH Luxury Accommodation [2015] IEHC 793; [2017] IECA 221 High Court 2015; Court of Appeal 2017 Dismissed; upheld The leading dismissal: surveillance disproved sworn incapacity; fair procedures require the plaintiff a chance to answer; liability findings do not save a dishonest claim
Nolan v O'Neill & Mitchell [2016] IECA 298 Court of Appeal, 2016 Dismissal reversed Conflicting loss of earnings evidence did not prove intent to mislead; the burden was not discharged
Cahill v Glenpatrick Spring Water [2018] IEHC 420 High Court, 2018 Application refused Principles gathered: intent, materiality, and falsity substantial enough to render the claim fraudulent
Murphy v Palmer [2021] IEHC 154 High Court, 2021 Application refused Section 26 prevents fraud; it is not a weapon against weaknesses in a plaintiff's case
O'Sullivan v Brozda [2022] IECA 163 Court of Appeal, 2022 Appeal dismissed Comprehensive restatement of the authorities; appellate courts bound by trial findings on honesty
Keating v Mulligan [2020] IEHC 47; [2022] IECA 257 High Court 2020; Court of Appeal 2022 Application refused; aggravated damages upheld Overreach policed: baseless fraud allegations can cost the defendant aggravated damages
Foxe v Codd [2022] IEHC 351 High Court, 2022 Application refused An honest, credible witness who explains inconsistencies survives; no aggravated damages where the application was within limits
Lynch v MIBI [2024] IEHC 587; [2026] IECA 95 High Court 2024; Court of Appeal 2026 Application refused; upheld The lacuna: an unverified claim withdrawn before trial falls outside the section; reform invited

dismissed under section 26   application refused or claim survived   injustice proviso applied   commencement

Select a node to read the holding and citation.

Figure 4. Interactive: outcomes of section 26 applications before the Irish courts, 2004 to 2026. The colour pattern shows why the provision is real and rare: refusals outnumber dismissals across two decades.

Platt v OBH Luxury Accommodation Ltd [2015] IEHC 793; aff'd [2017] IECA 221

Holding: A plaintiff who presented as gravely incapacitated, and verified special damages of about £1.49 million on affidavit, was disproved by surveillance showing him walking unaided and carrying shopping. Barton J dismissed the entire action despite finding the hotel 60 per cent liable for his genuinely serious fall, and Irvine J for the Court of Appeal upheld the dismissal.

Why it matters: It is the leading illustration of every hard edge of the section. Liability in the plaintiff's favour did not matter; severance was impossible ("the section is simply incapable of any other construction"); mere errors would not have sufficed; and fair procedures required that the plaintiff be given the chance, in the hearing, to answer the accusation.

O'Sullivan v Brozda & Ors [2022] IECA 163

Holding: The Court of Appeal (Collins J) dismissed an appeal against a refusal to invoke section 26, gathering the prior authorities into a single comprehensive analysis and confirming that findings of fact on a plaintiff's honesty belong to the trial judge who saw the witness.

Why it matters: Later courts treat it as the go-to synthesis: the Court of Appeal in Keating described its analysis of the authorities as very comprehensive and helpful. For practitioners it fixes the appellate posture: a section 26 appeal that asks the higher court to re-assess credibility does not get out of the blocks.

Keating v Mulligan [2020] IEHC 47; aff'd [2022] IECA 257

Holding: A defendant alleged fraud where the plaintiff's replies to particulars, verified on affidavit, omitted a later Luas accident. The omission emerged mid-trial from the plaintiff's own updated GP report; there was no overlap between the injuries and no incentive to conceal. The section 26 application failed, and the Court of Appeal (Noonan J) upheld an award of aggravated damages against the defendant, whose conduct went far beyond what the application required or the evidence supported.

Why it matters: The dismissal power is a two-edged instrument. Aggravated damages do not flow automatically from a failed application, yet an unwarranted accusation of fraud and perjury is litigation misconduct the courts will punish. Solicitor error, described in the case as at best grossly negligent, is not the plaintiff's dishonesty.

Lynch v Motor Insurers' Bureau of Ireland [2024] IEHC 587; aff'd [2026] IECA 95

Holding: A stonemason injured in a July 2015 collision with an untraced driver pursued a loss of earnings claim of €621,388, then abandoned it the day before trial after the Bureau obtained surveillance of him doing construction and DIY work. The High Court refused the section 26 application, finding him unreasonable but not subjectively dishonest, and the Court of Appeal (Meenan J) upheld the refusal: the withdrawn particulars were never given in evidence and never verified on affidavit.

Why it matters: This is the current frontier of section 26 Civil Liability and Courts Act jurisprudence. The abandoned schedule (€210,249 past loss, €410,139 future) fell outside both limbs, and discovery of the actuarial report did not amount to verification; the plaintiff still left with €45,000 and a differential costs order against him. Meenan J stated that the section "has its limitations in that it does not provide for a situation where a bogus claim is made without an affidavit of verification but then withdrawn" and that this "ought to be a matter that is addressed by way of making suitable provision by statute". The court added that serving incorrect particulars is not necessarily cured by abandoning them, because a defendant may have been seriously misled when weighing a lodgment or settlement offer. Costs and credibility consequences remain even where dismissal is unavailable. Read the Court of Appeal judgment (courts.ie).

Consequences Beyond Dismissal: Costs and the Criminal Track

Dismissal is the civil consequence; costs and criminal exposure run separately. A plaintiff whose action is dismissed under section 26 will ordinarily face the costs of the proceedings, their own and the defendant's, which in a fought High Court action can exceed the value of the abandoned claim. Even where a section 26 application fails, an inflated claim carries a price: in Lynch, the High Court made a differential costs order under section 17(5) of the Courts Act 1981 because the €45,000 award belonged within the Circuit Court's jurisdiction, a route explained on our page on Circuit Court vs High Court jurisdiction.

The criminal track is distinct from section 26 itself. In answer to a 2018 parliamentary question, the Minister for Justice confirmed the Courts Service position that section 26 prescribes no offence, so no conviction can arise under it; the offences live elsewhere in the same Act. Section 25 makes it an offence to give, adduce or dishonestly cause false or misleading evidence in a personal injuries action, section 14(5) does the same for a false verifying affidavit, and section 29 sets the penalties: on conviction on indictment, a fine of up to €100,000 or imprisonment for up to 10 years or both; on summary conviction, a fine of up to €3,000 or up to 12 months or both. The Criminal Justice (Perjury and Related Offences) Act 2021 has since put the general law of perjury on a statutory footing, which is relevant wherever a sworn document is false. A private member's Civil Liability and Courts (Amendment) Bill 2021 proposed increased penalties, mandatory payment of the defendant's costs on dismissal, and a power to refer dismissed cases to the Director of Public Prosecutions; the Bill lapsed with the dissolution of the Dáil.

The three honesty provisions of the Civil Liability and Courts Act 2004 compared
Provision What it is Consequence Forum and standard
Section 14 Sworn verifying affidavit for pleadings, required of both parties False swearing is an offence under section 14(5); a knowingly false affidavit also triggers section 26(2) dismissal Criminal courts for the offence; the trial court for dismissal
Section 25 Offence of giving, adducing or dishonestly causing false or misleading evidence Prosecution, with section 29 penalties of up to €100,000 or 10 years on indictment Criminal courts; proof beyond reasonable doubt
Section 26 Civil rule of mandatory dismissal for a knowing, material falsehood The whole personal injuries action is dismissed, subject to the injustice proviso The court hearing the action; civil standard applied as a matter of high probability

Defendants carry their own exposure. As Keating shows, an accusation of fraud made without evidence to support it can convert a failed section 26 application into an award of aggravated damages against the accuser, while Lackey v Kavanagh [2013] IEHC 341 confirms the converse: no aggravated damages follow where challenging the plaintiff's truthfulness was a reasonable response to the evidence. The section disciplines both sides of a personal injury claim, which is precisely what a credibility rule for the whole system should do.

What Honest Claimants Should Do

Full disclosure is what makes a claim section-26-proof. Every reported dismissal traces back to the same handful of behaviours: concealed prior or subsequent accidents, concealed earnings, and descriptions of incapacity that surveillance or records disproved. The published High Court decisions in recent years show non-disclosure of other accidents and previous injuries as the dominant battleground, so the protective steps for a genuine claimant are specific rather than general. Tell your solicitor about every previous injury and claim, every later accident, and every relevant medical condition, because Irish law already protects claimants with vulnerabilities: a pre-existing condition does not bar recovery for the worsening an accident causes, while concealing one can end the claim entirely.

Accuracy with the professionals matters as much as accuracy in court. What a claimant tells each examining doctor, including the defence's, feeds the reports the court will read, and in Platt the false accounts given to every expert were part of what condemned the claim; our page on defence medical examinations explains that setting. Describe capability honestly, including good days: a person with a genuine chronic injury who says "I can walk short distances on better days" has nothing to fear from footage of a walk. Treat social media as evidence, because insurers do; surveillance and insurance investigators routinely gather footage and posts, and in Danagher v Glantine Inns Ltd [2010] IEHC 214 the High Court dismissed a claim where the plaintiff’s own posts contradicted the sworn account of his restrictions. Keep the paperwork consistent too: the particulars in the summons, the replies, and the sworn affidavit should say the same true thing, and the page on evidence needed for a personal injury claim sets out how the honest record is built. None of this is about performing caution. It is the ordinary discipline that lets a genuine claim withstand the one statutory test every contested personal injuries action must pass under section 26 of the 2004 Act.

Frequently Asked Questions

Can my whole claim be dismissed for exaggerating one part?

Yes. Section 26 directs dismissal of "the plaintiff's action" as a whole, and the courts have confirmed that the honest parts cannot be severed and saved once a knowing, material falsehood is proved.

The point was settled in Meehan v BKNS Curtain Walling Systems Ltd [2012] IEHC 441 and applied by the Court of Appeal in Platt [2017] IECA 221, where the hotel was 60 per cent liable for a genuinely serious fall and the claim still failed in its entirety. The logic is deterrent: if only the exaggerated head of loss were struck out, a dishonest claimant would risk nothing by trying. The proviso for injustice exists, but losing an award you would otherwise have received is not, by itself, the injustice the statute means.

Practitioner note: The whole-action rule is why quantifying special damages carefully matters so much. A speculative loss of earnings schedule is the most common source of section 26 exposure in the reported cases.

Read more: The no-severance passage is discussed in the case treatment section above and in the official text of section 26.

What if I forgot an old injury or a previous accident?

An honest failure of memory is not dishonesty. Section 26 requires the court to find that you knew the evidence was false or misleading and intended to mislead the court; forgotten details do not meet that subjective test.

The Supreme Court confirmed the subjective character of "knowingly" in Ahern v Bus Éireann [2011] IESC 44, and in Keating v Mulligan [2022] IECA 257 the Court of Appeal refused to treat an undisclosed later accident as fraud where the injuries did not overlap and there was no incentive to conceal it. That said, the safest course is never to rely on the distinction. Disclose every prior and subsequent accident and injury to your solicitor at the outset, and correct the record the moment you remember something, because a correction made early reads as honesty while an omission discovered by the defence reads as concealment.

Practitioner note: Replies to particulars verified on affidavit are where forgotten accidents cause the most trouble. Review your claims and medical history, including old IRB applications, before swearing anything.

Read more: See pre-existing conditions and the verifying affidavit in personal injury cases.

Does an insurer alleging exaggeration mean I lose?

No. The burden of proving every element of section 26 rests on the defendant, to a demanding standard, and most reported applications fail. An allegation is the beginning of an argument, not the end of your claim.

The courts have repeatedly refused applications built on inconsistencies rather than proof of intent: Murphy v Palmer [2021] IEHC 154 held the section is not a weapon against weaknesses in a plaintiff's case, Smith v HSE [2013] IEHC 360 rejected the forensic assault approach, and Foxe v Codd [2022] IEHC 351 accepted an honest witness's explanations. Where a defendant goes further and alleges fraud without evidence, Keating shows the court can award aggravated damages against the defendant. The Decisis review of judgments since 2011 found only around twenty applications in over 8,000 reported decisions, with nine of the twenty failing.

Practitioner note: Answer the allegation with the record: consistent pleadings, consistent accounts to doctors, and a calm explanation of any genuine inconsistency carry more weight than indignation.

Read more: How allegations are investigated is covered under surveillance and insurance investigators.

Has section 26 been amended since 2004?

No textual amendment to section 26 appears in the Law Reform Commission's revised version of the Act. The section operates today as enacted, commenced on 20 September 2004.

Change is being discussed rather than enacted. In Lynch v MIBI [2026] IECA 95 the Court of Appeal identified a gap, since the section does not reach a bogus claim that was never verified on affidavit and is withdrawn before evidence is given, and stated that the matter ought to be addressed by statute. A private member's Bill from 2021 separately proposed heavier penalties, defendant-costs orders and a power to refer dismissed cases to the Director of Public Prosecutions, and lapsed with the dissolution of the Dáil. Until the Oireachtas acts, the 2004 wording, and the case law construing it, is the law.

Practitioner note: After Lynch, expect defendants to press for early particulars and early verifying affidavits, precisely to bring inflated claims inside the section before they can be quietly dropped.

Read more: The parent statute is covered on our Civil Liability and Courts Act 2004 page; the consolidated text is on the Law Reform Commission site.

What is the difference between section 25 and section 26?

Section 25 creates a criminal offence of giving or causing false or misleading evidence in a personal injuries action. Section 26 is a civil rule requiring the court hearing the action to dismiss it. One punishes the person; the other ends the claim.

The two operate on separate tracks with different standards of proof. A section 26 dismissal is decided on the civil standard, applied with proportionate rigour, within the injury proceedings themselves, and the Minister for Justice confirmed in a 2018 Dáil answer that no conviction can arise under section 26 because it prescribes no offence. Prosecution under section 25, or for a false affidavit under section 14(5), is a separate criminal process carrying the section 29 penalties of up to €100,000 or 10 years on indictment. A claimant can face dismissal without prosecution, and the rarity of prosecutions does not soften the dismissal rule.

Practitioner note: When advising on the risks of inaccurate pleadings, keep the three provisions distinct: section 14 creates the sworn statement, section 25 criminalises the lie, section 26 kills the action.

Read more: The offence provisions are outlined on the Civil Liability and Courts Act 2004 reference page.

Does section 26 apply if my claim settles before trial?

Section 26 is a power of the court hearing a personal injuries action, so it operates at trial. A claim settled before evidence is given is not dismissed under the section; compromise ends the action the section would otherwise judge.

The wording points one way: the court "shall dismiss the plaintiff's action", which presumes an action still before the court and evidence given, or an affidavit sworn, within it. Lynch [2026] IECA 95 reasons in the same direction for claims withdrawn before trial that were never verified or put in evidence. Settlement does not launder dishonesty, however. A false verifying affidavit sworn along the way keeps its section 14(5) criminal character, section 25 exposure attaches to false evidence whenever it is given, and an insurer that later establishes it settled on false information has remedies of its own outside the 2004 Act. The honest record that protects a claim at trial is the same record that makes a settlement safe.

Practitioner note: Where surveillance surfaces during negotiations, defendants sometimes price the section 26 risk into their offers. The response is not tactical; it is the consistent, corrected, sworn record described above.

Read more: The sworn document that carries most of this risk is covered on the verifying affidavit in personal injury cases.

Is exaggerating a personal injury claim a crime in Ireland?

Exaggeration that engages section 26 is dealt with by civil dismissal, not conviction: the section creates no offence. Knowingly giving false evidence is, separately, a crime under section 25, with section 29 penalties of up to €100,000 or ten years' imprisonment on indictment.

The Minister for Justice confirmed in a 2018 Dáil answer that, per the Courts Service, no conviction can arise under section 26 itself. The two tracks run independently and on different standards: dismissal is decided within the injury proceedings on the civil standard, while prosecution under section 25, or under section 14(5) for a false verifying affidavit, requires proof beyond reasonable doubt in the criminal courts. In practice the immediate risk for a claimant who exaggerates is therefore the loss of the whole action and exposure to the costs of both sides, with criminal liability arising where the falsehood was sworn or given as evidence.

Practitioner note: Keep the vocabulary straight when advising. "Fraudulent actions" is the marginal note describing the civil dismissal power; charging decisions under the offence provisions belong to the Director of Public Prosecutions.

Read more: The confirmation is in the Dáil answer of 22 May 2018; the offence provisions are outlined on the Civil Liability and Courts Act 2004 page.

References

  1. Civil Liability and Courts Act 2004 (No. 31 of 2004), s. 26: Office of the Attorney General, irishstatutebook.ie (accessed 4 July 2026)
  2. Civil Liability and Courts Act 2004 (Revised): Law Reform Commission consolidation, including the S.I. No. 544 of 2004 commencement annotation (accessed 4 July 2026)
  3. Carmello v Casey [2007] IEHC 362; [2008] 3 IR 524
  4. Farrell v Dublin Bus [2010] IEHC 327
  5. Higgins v Caldark Ltd [2010] IEHC 527
  6. Gammell v Doyle [2009] IEHC 416; Danagher v Glantine Inns Ltd [2010] IEHC 214
  7. Ahern v Bus Éireann [2006] IEHC 207; [2011] IESC 44
  8. Goodwin v Bus Éireann [2012] IESC 9
  9. Meehan v BKNS Curtain Walling Systems Ltd [2012] IEHC 441
  10. Smith v HSE [2013] IEHC 360; Lackey v Kavanagh [2013] IEHC 341
  11. Looby v Fatalski [2014] IEHC 564; Waliszewski v McArthur & Co [2015] IEHC 264
  12. Platt v OBH Luxury Accommodation Ltd [2015] IEHC 793; [2017] IECA 221; [2017] 2 IR 382
  13. Nolan v O'Neill & Mitchell [2016] IECA 298; Cahill v Glenpatrick Spring Water Co Ltd [2018] IEHC 420
  14. Murphy v Palmer [2021] IEHC 154; Foxe v Codd [2022] IEHC 351
  15. O'Sullivan v Brozda & Ors [2022] IECA 163 (Court of Appeal, 14 July 2022)
  16. Keating v Mulligan [2020] IEHC 47; [2022] IECA 257
  17. Lynch v Motor Insurers' Bureau of Ireland [2024] IEHC 587; [2026] IECA 95: Courts Service of Ireland
  18. Dáil PQ 262 of 22 May 2018 [22278/18] on section 26 convictions: Department of Justice (accessed 4 July 2026)
  19. O'Hanlon et al, "Trends and Issues in Personal Injury Litigation" (2020) Irish Judicial Studies Journal (accessed 4 July 2026)
  20. Decisis, "False and misleading evidence in personal injuries claims" (2021): source of the application-count review (accessed 4 July 2026)
  21. Civil Liability and Courts (Amendment) Bill 2021 (No. 34 of 2021, lapsed): Houses of the Oireachtas, Bill page with explanatory memorandum (accessed 4 July 2026)

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