Assistive Devices and Technology Costs After a Car Accident Injury in Ireland

Gary Matthews, Personal Injury Solicitor Dublin

Author: Gary Matthews, Principal Solicitor, Law Society of Ireland PC No. S8178 · 3rd Floor, Ormond Building, 31-36 Ormond Quay Upper, Dublin D07 · 01 903 6408 ·

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This information is for educational purposes only and does not constitute legal advice. Every case is different and outcomes vary. Consult a qualified solicitor for advice specific to your situation.

Assistive technology costs are a distinct, uncapped head of special damages in Irish personal injury claims. The Civil Liability (Amendment) Act 2017 [1] treats the "provision of assistive technology or other aids and appliances" as a separate category alongside future medical treatment and future care. Unlike general damages for pain and suffering, which are capped at €550,000 under the Personal Injuries Guidelines (2021) [2], there is no upper statutory limit on assistive technology costs. The lifetime cost of replacing wheelchairs, prosthetics, communication devices, and mobility aids is often the single largest component of a catastrophic injury settlement in Ireland.

At a glance: Assistive devices are special damages with no cap. Powered wheelchairs cost €1,500 to €6,000+ in Ireland and need replacing every 3 to 5 years. The Civil Liability (Amendment) Act 2017 names AT as a distinct category for Periodic Payment Orders. Sources: Civil Liability (Amendment) Act 2017, Personal Injuries Guidelines (2021).

Quick answers

Legally separate head of damage: The 2017 Act names AT alongside care and medical treatment. 1
No statutory cap: General damages are capped at €550,000. Special damages for AT have no upper limit. 2
Discount rate: Irish courts apply 1.5% to future AT costs and 1% to care costs. Kennedys Law (July 2024) [3]
VAT refund: 23% VAT on qualifying aids can be reclaimed using Form VAT 61A. Citizens Information (2025) [4]
AT evidence chain in an Irish injury claim (left to right) Medical report OT assessment AT consultant Actuary costing Schedule of loss IRB or Court
AT evidence chain: medical confirmation → OT assessment → AT specialist → actuary → schedule of loss → IRB or Court assessment.
Contents

Beyond the basics: Most Irish legal guides mention assistive devices in passing. This page sets out actual Irish device prices with replacement cycles, the legal distinction between AT and home adaptations, how the 1.5% discount rate compounds over a 40-year claim, why children's AT replacement cycles are 3x faster than adults, the hidden costs (training, travel, insurance, software subscriptions) that schedules routinely omit, and how interim payments can fund devices before your claim settles.

What counts as assistive technology in an Irish injury claim?

In Irish personal injury claims, assistive technology is any device, system, or software that helps an injured person carry out daily activities that their injury prevents or limits. These costs fall under special damages. They are calculated with precision based on documented evidence and expert reports, not estimated or averaged.

This page covers portable, wearable, and personal devices. Fixed structural changes to a home (ramps, accessible bathrooms, stairlifts, through-floor lifts) are covered separately on the home adaptation costs page. The distinction matters for how your solicitor schedules costs and how the Injuries Resolution Board (IRB), formerly known as PIAB, assesses quantum.

The main categories of claimable assistive technology after a car accident in Ireland include:

Categories of assistive technology claimable as special damages
CategoryExamplesTypical injury context
Mobility hardwarePowered wheelchairs, manual wheelchairs, mobility scootersSpinal cord injury, fractures with lasting disability, amputation
Prosthetics and bionicsMyoelectric arms, microprocessor knees (C-Leg, Genium), standard prosthesesTraumatic amputation from collision
Communication devicesEye-gaze systems (Tobii Dynavox), speech-generating software, AAC tabletsTraumatic brain injury, severe spinal cord injury
Environmental controlsVoice-activated home automation, switch-operated door and window openersQuadriplegia, severe upper-limb injury
Cognitive aidsMemory prompt devices, scheduling apps, simplified interfacesBrain injury with cognitive impairment
Vehicle adaptationsHand controls, wheelchair hoists, adapted vehiclesAny permanent mobility limitation

Which injuries typically require which devices?

The type of assistive technology you need depends directly on your injury. The table below maps the most common car accident injuries to the AT categories typically prescribed by occupational therapists in Ireland.

Typical AT needs by injury type in Irish car accident claims
InjuryPrimary AT needsTypical lifetime cost range (gross, pre-discount)
Paraplegia (spinal cord)Powered wheelchair, backup manual chair, vehicle adaptation, pressure-relief seating€150,000 to €400,000+
Quadriplegia (spinal cord)Specialist powered wheelchair, environmental controls, AAC device, vehicle adaptation, exoskeleton (where appropriate)€500,000 to €1,500,000+
Below-knee amputationMicroprocessor knee prosthesis, socket replacements, liners, spare limb€400,000 to €1,200,000+
Above-elbow amputationMyoelectric upper limb, cosmetic cover, spare prosthesis€200,000 to €600,000+
Severe traumatic brain injuryAAC device, eye-gaze system, cognitive aids, powered wheelchair (if mobility affected)€100,000 to €500,000+

Ranges are gross lifetime projections before the 1.5% discount rate is applied. Actual awards depend on age, life expectancy, injury severity, and individual medical evidence under the Personal Injuries Guidelines (2021) 2. These figures do not include general damages, care costs, or loss of earnings.

Moderate injuries: shorter-term AT costs that still count

Assistive technology claims are not limited to catastrophic injuries in Ireland. A fractured knee from a car accident may require crutches (€30 to €80), a knee brace (€60 to €250), and a temporary walking frame (€80 to €200) during a 6-to-12-month recovery. A wrist fracture may require a wrist splint and adapted kitchen tools. A back injury may require a lumbar support cushion for driving or a raised toilet seat during recovery. These costs are smaller individually, but they are still claimable as special damages with receipts. The difference between moderate and catastrophic AT claims is not whether costs are recoverable, but whether the replacement cycle is a one-off purchase or a lifetime projection.

Something many claimants overlook: a powered wheelchair user will also need a backup manual chair, a pressure-relief cushion, a spare battery set, and regular servicing. Each item is a separate line in the schedule of special damages.

What do these devices actually cost in Ireland?

Irish market prices for assistive devices range from a few hundred euro for basic mobility aids to tens of thousands for advanced prosthetic limbs. The data below, the Irish AT Cost Baseline, comes from Irish mobility retailers and medico-legal cost schedules used in High Court claims.

Irish AT Cost Baseline: device costs, replacement cycles, and sources (2026)
CategoryDeviceCost rangeReplacement cycle
WheelchairsBasic manual€195 to €8003 to 5 years
Advanced manual (sports, ultra-light)€1,000 to €3,0003 to 5 years
Standard electric€1,500 to €2,5003 to 5 years
Advanced electric (tilt-in-space, reclining)€2,500 to €6,000+3 to 5 years
Specialist custom build€6,000 to €15,000+3 to 5 years
ProstheticsStandard below-knee (transtibial)€12,000 to €15,0003 to 5 years
Microprocessor knee (e.g. C-Leg 4, Genium)€30,000 to €80,000+3 to 5 years (annual servicing)
Myoelectric upper limb (e.g. Hero Arm)€8,500 to €25,0003 to 5 years
Custom silicone cosmetic cover€5,000 to €10,0002 to 3 years
Communication (AAC)Basic AAC software on tablet€200 to €8003 to 5 years
Dedicated eye-tracking system (e.g. Tobii Dynavox)€10,000 to €18,000+4 to 6 years
Eye-gaze training software€600 to €800As needed
ExoskeletonsPersonal robotic exoskeleton (e.g. ReWalk, Ekso)€65,000 to €95,0004 to 5 years

All figures subject to case-specific variation. Wheelchair prices from Irish mobility retailers (2026). Prosthetic costs from medico-legal schedules and manufacturer data. Socket replacements, liners, batteries, and servicing are scheduled separately. Awards depend on individual circumstances and medical evidence under the Personal Injuries Guidelines (2021) 2.

The published guidelines do not mention this, but a claimant who requires a microprocessor knee will also need socket refitting (the residual limb changes shape over time), silicone liners replaced every 6 to 12 months, and annual servicing appointments. These recurring costs frequently exceed the base unit cost over a 10-year period.

How often devices need replacing: 40-year timeline

Select an injury to see when each device is replaced over a typical remaining lifetime. Based on replacement cycles from the Irish AT Cost Baseline above.

Robotic exoskeletons: the care-cost offset argument

Insurers argue exoskeletons are disproportionately expensive. Claimant solicitors counter with medical evidence that daily use prevents secondary complications of long-term wheelchair dependency (pressure sores, osteoporosis, urinary tract infections, cardiovascular decline) and can reduce total paid care hours. In Irish claims, the cost of an exoskeleton may be offset against projected care savings, making the net cost to the claim lower than the sticker price suggests.

Children's AT: growth-driven replacement costs

Children outgrow assistive devices before they wear them out. A paediatric prosthetic limb typically needs replacing every 12 to 18 months during growth spurts, compared to 3 to 5 years for adults. Paediatric wheelchairs are outgrown in 1 to 3 years depending on the child's age at injury. The actuary must model accelerated replacement cycles through childhood, then transition to adult replacement rates from approximately age 18. The transition from paediatric to adult-sized equipment is itself a cost event, often requiring entirely new fitting and training. Settlements for injured children in Ireland are approved by the court and held in trust until the child reaches 18, which adds a layer of judicial oversight to how AT funds are managed.

Hidden costs that schedules often miss

The purchase price and replacement cycle of a device are only part of the AT claim. The following ancillary costs are separately claimable as special damages but frequently omitted from schedules:

Training costs. Learning to use a myoelectric arm or eye-gaze system can take weeks or months of specialist training sessions. Each session is a claimable expense, and retraining is needed every time the device model changes.

Travel to fitting and servicing appointments. Specialist prosthetic and wheelchair fittings often require travel to Dublin or Cork. Over a lifetime, the mileage, parking, and accommodation costs for these appointments accumulate to thousands of euro.

Device insurance and extended warranties. A powered wheelchair worth €5,000+ or a prosthetic limb worth €50,000+ needs insurance cover. Annual premiums are a separate line in the schedule.

Software subscriptions. AAC devices and cognitive aids increasingly run on subscription-based software. Annual licence fees of €100 to €500 per app are recurring costs that the schedule must project over the claimant's lifetime.

How are lifetime assistive technology costs calculated?

Assistive devices wear out and need replacing over a lifetime, and Irish courts use a multiplier-and-multiplicand approach to project these costs. The multiplicand is the annual cost of the device (purchase price divided by its lifespan, plus annual maintenance). The multiplier is derived from the claimant's life expectancy, discounted to present value using the prevailing real rate of return.

Following the Court of Appeal decision in Russell v HSE [2015] IECA 236, Irish courts apply a 1.5% discount rate to future non-care special damages (including assistive technology replacement costs) and a 1% discount rate to wage-related future care costs. In 2024, an expert group convened by the Minister for Justice recommended maintaining these rates. 3

Worked example (prosthetics): A 35-year-old claimant with a below-knee amputation and 45 years of remaining life expectancy needs a microprocessor knee replaced every 5 years. At €50,000 per unit, that is 9 replacement cycles, a gross total of €450,000 before servicing, liners, and socket refits are added. The court then discounts this sum to present value using the 1.5% rate. Ancillary costs (maintenance, liners, spare sockets) typically add 30% to 50% on top.

Worked example (wheelchair): A 28-year-old claimant with paraplegia and 52 years of remaining life expectancy needs an advanced electric wheelchair (€5,000) replaced every 4 years, plus batteries every 2 years (€400 per set) and annual servicing (€300). That produces a gross annual AT cost of roughly €1,750, or approximately €91,000 over the lifetime before discounting. Add a backup manual chair (€1,500 every 5 years) and pressure-relief cushions (€500 every 2 years), and the wheelchair component alone approaches €120,000 before the discount rate is applied.

AT Lifetime Cost Estimator

Educational estimate only. Uses the Irish AT Cost Baseline data from this page and the 1.5% discount rate from Russell v HSE [2015] IECA 236. Not a substitute for an actuarial report. Every case depends on its own facts.

Representative lifetime AT cost in Ireland: A 35-year-old paraplegic claimant faces annual assistive technology costs of approximately €4,500 to €8,500 (powered wheelchair, backup chair, batteries, servicing, vehicle adaptation). Over 47 years of remaining life expectancy, the gross lifetime cost is €211,500 to €399,500. After applying the Irish court discount rate of 1.5% per Russell v HSE [2015] IECA 236, the present-value lump sum for the AT component alone is approximately €148,000 to €280,000. This does not include care, loss of earnings, home adaptations, or general damages. Use the calculator above with your own age and injury type for a personalised estimate.

Between assessment and settlement, the sticking point is usually the replacement frequency. Insurers argue for longer replacement cycles (7 years for a wheelchair, for example). Claimant solicitors counter with occupational therapy evidence and manufacturer specifications showing 3-to-5-year lifespans under daily use. This is the core of the Irish AT Cost Baseline: matching real device lifespans to the claimant's actual usage pattern, then projecting over the remaining lifetime.

Technology obsolescence: when a working device becomes unusable

A device can become functionally obsolete before it physically wears out. Manufacturers discontinue models, spare parts become unavailable, and software support ends. Consider a powered wheelchair that still rolls but whose control software no longer receives updates or whose replacement batteries are no longer manufactured is not a functioning device. The AT cost schedule should account for both physical wear and technological obsolescence, whichever triggers replacement first. In practice, for devices with significant electronic components (eye-gaze systems, powered wheelchairs with programmable controls, myoelectric prosthetics), the technology cycle is often shorter than the physical wear cycle.

What evidence proves assistive technology costs?

Irish courts and the IRB require specific expert evidence to justify every assistive device claimed as special damages. A generic medical report that says "the claimant needs a wheelchair" is not enough. The cost must be itemised, the replacement schedule must be projected, and the medical necessity must be confirmed by an independent expert.

Expert evidence typically needed for AT cost claims in Ireland
ExpertWhat they provideRegistration
Treating medical consultantConfirms the injury, prognosis, and that AT is medically necessaryMedical Council
CORU-registered occupational therapist (OT)Assesses functional ability, daily living needs, home environment. Recommends specific devices with clinical justificationCORU (2025) [5]
Assistive technology consultantSpecialist assessment of which technology is appropriate, including emerging digital ATVaries
Forensic accountant or actuaryCalculates lifetime costs: unit price, replacement cycles, maintenance, inflation adjustments, and present value using the 1.5% discount rateProfessional body

In our experience, instructing an independent assistive technology consultant as a separate expert, rather than relying solely on the OT, can produce a more detailed and higher-valued cost schedule. The IRB's assessment process does not automatically include dedicated AT expert evidence. Where a claimant submits only a standard OT report without a device-specific cost schedule, the assessment often undervalues future AT needs.

When should the AT assessment be done?

Timing the AT assessment correctly is a practical decision that most guides skip. Too early after a spinal cord injury, and the OT cannot assess long-term functional ability because the claimant's condition may still be stabilising. Too late, and the AT cost schedule is not ready before the IRB assessment deadline or settlement negotiation. In practice, for catastrophic injuries, the full OT and AT consultant assessment is usually conducted 12 to 18 months post-injury, once the treating consultant has given a stable prognosis. For amputations, the fitting and prescription of the definitive prosthesis typically happens after the residual limb has matured, which takes 6 to 12 months. Your solicitor should coordinate the timing with the treating team to ensure the assessment captures your long-term needs, not just your immediate post-accident state.

Funding AT before your claim settles. Claims for catastrophic injuries can take 2 to 4+ years to resolve. If you need a wheelchair, prosthetic limb, or communication device now and cannot afford the private cost, your solicitor can negotiate an interim payment from the defendant's insurer. In Ireland, interim payments in personal injury cases are typically agreed between the parties rather than ordered under a specific procedural rule (Ireland does not have a formal interim payment provision equivalent to England's Part 25 CPR). In catastrophic cases where liability is admitted, insurers will often agree to advance payments to fund essential AT while the full claim is being prepared. These payments are later accounted for in the final settlement. Your solicitor should request interim funding early, particularly where the defendant's insurer has admitted liability.

AT Evidence Readiness Checker

Tick what you already have. The checker shows your readiness and flags what's missing for your assistive technology claim.

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Case law shaping AT cost claims in Ireland

Two Irish court decisions directly affect how assistive technology costs are calculated in personal injury settlements. Both remain binding or highly persuasive as of 2026.

Russell v HSE [2015] IECA 236 (Court of Appeal)

Holding: The Court of Appeal confirmed a 1.5% real discount rate for future non-care special damages and 1% for wage-related care costs. This rate determines the present-value lump sum for lifetime assistive technology replacement.

Why it matters: A lower discount rate means a higher present-value award for the claimant. This ruling is the foundation for every AT lifetime cost calculation in Irish courts.

Hegarty v HSE [2019] IEHC (High Court)

Holding: The High Court found that indexing Periodic Payment Orders to the HICP (general consumer inflation) would leave catastrophically injured plaintiffs under-compensated. Expert evidence showed the shortfall would reach 14% after 10 years and 52% by age 50.

Why it matters: This ruling effectively froze PPO use until the indexation formula was reformed. The Courts and Civil Law (Miscellaneous Provisions) Act 2023 [6] now allows the Minister to set a bespoke composite index.

Can a Periodic Payment Order cover assistive technology?

Yes. Periodic Payment Orders (PPOs) allow Irish courts to award regular, index-linked payments specifically for future assistive technology costs instead of a single lump sum. The Civil Liability (Amendment) Act 2017 1 names "the provision of assistive technology or other aids and appliances" as one of the specific categories for which a PPO may be ordered.

PPOs were introduced to reduce the risk that a lump sum runs out before the claimant's death. Settlement offers in catastrophic cases must now separately specify the amount attributable to AT costs, distinct from care and medical treatment.

A PPO can also include stepped payments that increase or decrease on specified dates to match anticipated changes in the claimant's needs. Common triggers include reaching adulthood (age 18), entering or leaving full-time education, or moving into residential care. For AT costs, a stepped increase might reflect the transition from paediatric to adult-sized equipment, which is typically more expensive. There is currently no general power for Irish courts to vary a PPO after it is made, so the initial AT schedule must anticipate these transitions.

PPO indexation reform: Following Hegarty v HSE, the recommended indexation formula is now 80% based on nominal hourly health earnings growth + 20% HICP. This better tracks the real cost of medical technology and specialist care labour. Source: Law Society Gazette (2025) [7].

The timing of this decision is critical: whether to accept a lump sum or push for a PPO depends on the claimant's life expectancy, the specific technology they need, and how quickly that technology is likely to change. A lump sum gives the claimant full control. A PPO provides income security but is subject to the indexation rate. Using the Irish AT Cost Baseline approach, your solicitor can model both scenarios and compare outcomes over your projected lifetime.

Do grants or VAT relief reduce my injury claim?

State grants and tax reliefs in Ireland exist alongside personal injury compensation, but they do not replace the claim. Insurers will check whether the claimant is receiving both. Understanding the interaction between grants and special damages matters for avoiding the legal principle against "double recovery."

Housing Adaptation Grant

The Housing Adaptation Grant for People with a Disability provides up to €40,000 for structural home modifications (following regulations updated in December 2024). The grant is covered in detail by Citizens Information (Updated December 2024) [8]. It covers ramps, accessible bathrooms, and stairlifts, not personal devices like wheelchairs or prosthetics. The grant is means-tested: 100% funding where household income is under €37,500 per year, tapering to zero at €75,000. More detail on the home adaptation costs page.

VAT 61A refund

The Irish Revenue Commissioners allow individuals with disabilities to reclaim 23% VAT on qualifying aids and appliances under the Value-Added Tax (Refund of Tax) (No. 15) Order 1981. Eligible items include communication aids, Braille equipment, hoists, and stairlifts. Wheelchairs are already zero-rated for VAT. Claims are made using Form VAT 61A within 4 years of purchase. Source: Revenue.ie (2024) [9]. No refund is available on any amount already covered by a State grant.

Work and Access programme

The Workplace Equipment Grant (part of the Work and Access programme, Citizens Information (2025) [10]) covers assistive equipment needed for employment. The Workplace Adaptation Grant provides up to €25,000 for workplace modifications. The equipment belongs to the employee.

HSE provision vs private purchase

Medical card holders may receive wheelchairs and mobility aids through the HSE, via referral to a public occupational therapist. Waiting times can be significant. In personal injury claims, courts recognise that a claimant is entitled to pursue the cost of private, technologically advanced devices if an independent medical expert considers them medically reasonable. A standard HSE-issued mechanical prosthetic limb does not match the function of a privately sourced microprocessor knee.

Disabled Drivers and Disabled Passengers Scheme

For claimants who need adapted vehicles to transport powered wheelchairs, this scheme provides remission of Vehicle Registration Tax and repayment of VAT. The tax relief can reach up to €48,000 for drivers requiring wheelchair-accessible vehicle adaptations, and up to €32,000 for disabled passengers needing similar access. Your actuary must account for these reliefs in the schedule of special damages to prevent defence arguments of double recovery. Source: Revenue VRT7 guidance (2024) [11].

The Guidelines state broad principles about special damages, but in Circuit Court practice, the question of whether a claimant should have applied for grants before claiming full compensation depends on the specific facts. Your solicitor's role includes advising on the sequencing of grant applications and compensation claims to protect the full value of your schedule of loss.

How do insurers challenge assistive technology costs?

In Irish personal injury claims, insurance companies routinely challenge the frequency, specification, and private cost of assistive devices. Recognising these arguments early helps your solicitor build evidence to counter them.

Arguing for longer replacement cycles. Insurers often claim a wheelchair should last 7 years, not 5. The counter-evidence comes from manufacturer service guidelines and your OT's assessment of daily use patterns. A device used for 14 hours a day wears differently from one used occasionally.

Pushing HSE provision over private purchase. Defence teams argue the claimant should rely on publicly provided devices at no cost, reducing the special damages figure. Courts in Ireland have rejected this approach where expert evidence confirms the claimant needs more advanced technology than the HSE supplies.

Disputing emerging technology. Insurers may argue that robotic exoskeletons or advanced eye-gaze systems are experimental. Claimant solicitors counter with medical evidence showing these devices prevent secondary complications (pressure sores, osteoporosis, cardiovascular decline) and reduce long-term care hours, often offsetting their own capital cost over the claimant's lifetime.

Devices vs home adaptations: scope boundaries

This page covers portable, wearable, and personal assistive technology claimable in Irish injury cases. Fixed structural modifications to a home are covered on the home adaptation costs page. The boundary matters because your solicitor will schedule each category separately in your claim.

Scope split between this page and the home adaptations page
This page: devices and technologyHome adaptations page
Powered and manual wheelchairsWheelchair ramps and widened doorways
Prosthetic limbs and bionic componentsAccessible bathroom installation
AAC devices and eye-gaze systemsStairlifts and through-floor lifts
Mobility scootersCeiling-track hoists (fixed)
Vehicle hand controls and wheelchair hoistsExtensions for ground-floor living

For a full breakdown of all special damages categories, see the damages hub or the compensation guide. For how future costs are projected over a lifetime, the future medical costs page covers the actuarial methodology in more detail. For care and assistance from family members or professional carers, see the care and assistance costs page.

Related internal guides: car accident claims · claim process · time limits · back injury claims · fracture claims

Common questions

Is there a cap on compensation for assistive technology in Ireland?

No. Under the Personal Injuries Guidelines (2021), general damages for pain and suffering are capped at €550,000 for the most severe catastrophic injuries. Special damages, which include the lifetime costs of assistive technology, prosthetics, and mobility aids, have no upper limit. These costs are awarded based on actuarial evidence of projected lifelong loss.

Why it matters: In catastrophic cases, AT special damages regularly exceed the general damages cap.

Source: Personal Injuries Guidelines (2021) 2

What discount rate do Irish courts apply to future assistive technology costs?

Irish courts apply a 1.5% discount rate to calculate the present lump-sum value of future non-care special damages, including wheelchair and prosthetic replacement costs. A lower 1% rate applies to wage-related future care costs. These rates were confirmed by the Court of Appeal in Russell v HSE [2015] IECA 236 and upheld by an expert group in 2024.

Why it matters: The discount rate directly affects the lump-sum amount. A lower rate produces a higher present value for the claimant.

Source: 3

Do I need an occupational therapist report for AT costs?

Yes. A CORU-registered occupational therapist assesses your functional ability, daily living needs, and environment, then recommends specific devices with clinical justification. Without this report, the IRB or a court cannot properly assess quantum for your assistive technology claim.

Why it matters: A generic medical report that says "needs a wheelchair" is not sufficient. The OT report specifies the exact device, model, and replacement schedule.

Source: 5

Can I reclaim VAT on assistive devices in Ireland?

Individuals with disabilities can reclaim 23% VAT on qualifying aids and appliances using Form VAT 61A. Wheelchairs are already zero-rated. Claims must be made within 4 years. No refund is available on any portion of VAT covered by a State grant or subsidy.

Why it matters: VAT refunds reduce out-of-pocket costs while your claim is pending.

Source: 9

What is a Periodic Payment Order for assistive technology?

A PPO is a court order for regular, index-linked payments covering future AT costs instead of a lump sum. The Civil Liability (Amendment) Act 2017 specifically allows PPOs for "the provision of assistive technology or other aids and appliances." PPOs are available in catastrophic injury cases where the claimant needs lifelong care and assistance.

Why it matters: A PPO reduces the risk that a lump sum runs out, but the indexation formula must track real technology cost inflation.

Source: 1

Does the Housing Adaptation Grant cover assistive devices?

No. The grant covers structural home modifications (ramps, accessible bathrooms, stairlifts) up to €40,000. It does not cover wheelchairs, prosthetics, or communication devices. These remain separate heads of special damages in your personal injury claim.

Why it matters: Insurers sometimes argue the grant covers "everything." It does not cover personal portable devices.

Source: 8

Can the insurer reduce my claim because the HSE provides basic equipment?

They will try, but Irish courts have rejected this argument where expert evidence supports advanced private devices. The HSE may provide a basic manual wheelchair, but if your OT recommends a powered tilt-in-space chair for medical reasons (pressure relief, posture management, respiratory function), the court can award the full private cost.

Why it matters: Accepting the "HSE will cover it" argument can cost tens of thousands of euro in under-compensation over a lifetime.

Next step: Request your OT to document why the advanced specification is medically necessary, not just preferred.

Are battery replacements and servicing costs claimable?

Yes. Batteries for powered wheelchairs typically need replacing every 18 to 24 months (around €200 to €500 per set). Annual servicing, tyre replacements, joystick recalibrations, and software updates are all separate lines in the schedule of special damages. These ancillary costs are often overlooked but accumulate significantly over a lifetime claim.

Why it matters: Over 30 years, battery and maintenance costs alone can exceed €15,000 for a single powered wheelchair user.

Next step: Keep receipts and service records for every maintenance item from day one.

What to consider next

How do assistive technology costs affect the overall settlement value?

In catastrophic injury claims in Ireland, AT special damages can push total settlements into seven figures. The AT cost schedule, combined with future care costs, loss of earnings, and general damages, forms the bulk of the claim. Your solicitor and actuary build these elements into a single schedule of loss that the court or IRB assesses.

What happens if my technology needs change after settlement?

With a lump sum, you manage budget changes yourself. With a PPO, stepped payments can be built in for predictable changes (such as reaching adulthood or moving into residential care). There is currently no general power for Irish courts to vary a PPO after it is made, which is why the initial AT cost schedule must be comprehensive and forward-looking.

Next in this series

Home Adaptation Costs After Injury in Ireland: Ramps, Bathrooms, and Structural Changes

Future Medical Costs and Prognosis in Irish Injury Claims

Care and Assistance Costs After a Car Accident in Ireland

References

  1. Civil Liability (Amendment) Act 2017, Irish Statute Book.
  2. Personal Injuries Guidelines (2021), Judicial Council of Ireland.
  3. Catastrophic injury cases: discount rates in Ireland to remain at 1% and 1.5%, Kennedys Law, July 2024.
  4. VAT refunds on aids and appliances for people with disabilities, Citizens Information, updated 2025.
  5. CORU, Health and Social Care Professionals Council, accessed March 2026.
  6. Courts and Civil Law (Miscellaneous Provisions) Act 2023, Irish Statute Book.
  7. Needle and the damage done, Law Society Gazette, January 2025.
  8. Housing Adaptation Grant for People with a Disability, Citizens Information, updated December 2024.
  9. How to reclaim VAT on aids and appliances for persons with disabilities, Revenue.ie, 2024.
  10. Work and Access: Workplace Equipment Grant, Citizens Information, updated 2025.
  11. VRT7: Drivers and Passengers with Disabilities Tax Relief Scheme, Revenue.ie, 2024.
This information is for educational purposes only and does not constitute legal advice. Every case depends on its specific facts. Consult a qualified solicitor for advice on your situation.

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