Defence and Particulars in Irish Personal Injuries Litigation
Author: Gary Matthews, Principal Solicitor — Law Society of Ireland PC No. S8178 · 01 903 6408 · 3rd Floor, Ormond Building, 31–36 Ormond Quay Upper, Dublin D07 · · · · 45 min read · Irish jurisdiction
Quick Reference: Defence and Particulars at a Glance
- Governing Act
- Civil Liability and Courts Act 2004, sections 12, 13 and 14
- Primary court rules
- RSC Order 1A (Personal Injuries); Order 19 (Pleading Generally); Order 19 rule 7 (Particulars)
- HC Defence deadline
- 8 weeks from service of the Personal Injuries Summons
- CC Defence deadline
- 6 weeks from entry of appearance
- DC Defence deadline
- 28 days under S.I. No. 17 of 2014
- Verifying affidavit
- 21 days from delivery of the pleading (section 14)
- Leading authority
- Crean v Harty [2020] IECA 364 — bald denials no longer suffice
- Medical negligence 2025
- Practice Directions HC131 and HC132 — effective 28 April 2025
Contents
What the Defence Is in a Personal Injuries Action
The Defence is the defendant's formal response to the Personal Injuries Summons.
The Defence in an Irish personal injuries action is the document by which the defendant formally answers the plaintiff's claim and states the position the defendant will take to trial. Its required content is prescribed by section 12 of the Civil Liability and Courts Act 2004. Under section 12, a Defence must specify the allegations of which the defendant does not require proof, the allegations of which the defendant does require proof, the grounds on which the defendant claims not to be liable, and where contributory negligence is alleged, the grounds for that allegation.
"A defence to a personal injuries action shall specify—
(a) the allegations specified, or matters pleaded, in the personal injuries summons of which the defendant does not require proof,
(b) the allegations specified, or matters pleaded in the personal injuries summons of which he or she requires proof,
(c) the grounds upon which the defendant claims that he or she is not liable for any injuries suffered by the plaintiff, and
(d) where the defendant alleges that some or all of the personal injuries suffered by the plaintiff were occasioned in whole or in part by the plaintiff's own acts, the grounds upon which he or she so alleges."
— Civil Liability and Courts Act 2004, section 12(1)
This four-part architecture replaced the older practice of generic blanket denials. Where the defendant intends to counterclaim — for example, where two motorists both allege the other caused the collision — the counterclaim is drafted in Form No. 3 of Appendix CC to the Rules of the Superior Courts and appended to the Defence.
In practice, section 12 cases turn on the second and third limbs. The defendant must identify positively what is admitted and what must be proved, and must positively plead the grounds of non-liability rather than leaving the plaintiff to guess. A Defence that fails to do this is open to a successful application for further and better particulars and, in serious cases, to strike-out.
What a section 12-compliant Defence must contain
A Defence drafted to satisfy section 12 read with section 13 and section 14 typically contains the following structural elements, in order. Each element corresponds to a specific provision of the 2004 Act or the Rules of the Superior Courts:
- Heading and parties — court, division, record number, parties named as in the Personal Injuries Summons. Form of pleading prescribed by Order 1A.
- Section 12(a) admissions paragraph — identifying the allegations and matters pleaded in the summons of which the defendant does not require proof.
- Section 12(b) requires-proof paragraph — identifying the allegations and matters of which the defendant requires proof at trial.
- Section 12(c) grounds of non-liability — the positive grounds on which the defendant says they are not liable, with full and detailed particulars per section 13(1)(b) where the denial is in substance a positive plea (Crean v Harty [2020] IECA 364).
- Section 12(d) contributory negligence plea — where alleged, the grounds for the allegation. A generic plea without particulars is exposed under Naghten v Cool Running Events Ltd [2021] IECA 17.
- Counter-schedule of special damages — where the plaintiff has pleaded special damages, the defendant's item-by-item response per Form No. 4 of Appendix CC.
- Counterclaim — if the defendant has a cause of action against the plaintiff, drafted in Form No. 3 of Appendix CC and appended to the Defence.
- Periodic Payments Order response — where the summons seeks a PPO, the Defence must engage with each particular pleaded under Order 1A rule 8A.
- Verifying affidavit — sworn by the defendant or by a person with knowledge of the matters pleaded, in the form prescribed by Order 1A rule 13, complying with section 14 of the 2004 Act.
- Signature and service — counsel's signature where settled by counsel; solicitor's signature; service per Order 9.
A Defence that omits any of items 2 through 5 is open to a successful motion under Order 19 rule 7 for further and better particulars. A Defence that omits the verifying affidavit at item 9 is open to strike-out under section 14(4). The order in which the elements appear is conventional rather than mandatory, but practitioners typically follow the section 12 sequence to make the Defence checkable against the statutory requirement on its face.
Section 12 Defence completeness checker
Tick each element present in the draft Defence. The widget reports the proportion of the section 12 / section 13 / section 14 framework satisfied. Educational checklist — not legal advice. Confirm completeness with a qualified solicitor.
The counter-schedule for special damages
Section 12(b) of the 2004 Act expressly contemplates a counter-schedule. Where the plaintiff has pleaded a schedule of special damages — typically vouched loss of earnings, medical expenses, travel costs, future care costs — the Defence is the proper place for the defendant to set out an item-by-item response. The counter-schedule indicates which items are admitted, which are disputed as to quantum, which are disputed as to causation, and which require proof. The relevant form is Form No. 4 in Appendix CC of the Rules of the Superior Courts.
The discipline of preparing a counter-schedule has two practical consequences. First, it forces the defendant to engage with the plaintiff's special damages claim at pleading stage rather than at trial, narrowing the issues. Second, it interacts with the formal-offer architecture under section 17 of the 2004 Act and with the lodgment-window mechanics under S.I. No. 186/2022: a defendant who has properly costed the plaintiff's schedule is in a position to make a calibrated lodgment, while a defendant who has merely denied special damages in generic terms is exposed both to costs scrutiny on the pleadings and to settlement pressure on inadequate offers. In practice, the absence of a counter-schedule signals an under-prepared Defence and frequently produces a successful Notice for Particulars demanding one.
Periodic Payments Order particulars under Order 1A rule 8A
For catastrophic-injury cases, a separate pleading regime applies. The Civil Liability (Amendment) Act 2017 inserted Part IVB (sections 51H to 51O) into the Civil Liability Act 1961, empowering the Irish courts to award damages by way of Periodic Payments Order. The corresponding rule changes were made by S.I. No. 430/2018, effective 31 October 2018, which inserted Order 1A rule 8A of the Rules of the Superior Courts.
Under Order 1A rule 8A, where the plaintiff's summons includes a statement that the claim is one in respect of which a periodic payments order is appropriate, the summons must state whether a PPO is sought in respect of the plaintiff's future medical treatment, future care, the provision of assistive technology and aids, and damages for future loss of earnings. The summons must also state whether stepped-payment provisions are sought and provide particulars of the circumstances relied upon, including the matters identified in sections 51I(2) and 51J of the 1961 Act.
The Defence in a PPO case engages with each of these four categories specifically. Generic denials of catastrophic-injury particulars are exposed under Crean v Harty because the denial is in substance a positive plea that the injury is not catastrophic or that periodic payments are not appropriate. The Defence must positively address each element of the future-care plan pleaded in the summons. In medical negligence cases under the Clinical Negligence List, the HC131 Certificate of Compliance discussed below depends on PPO particulars being finalised before any trial-date application.
Time Limits for Delivering a Defence
Defence time limits differ by court and are routinely extended in practice.
The deadline for delivering the Defence in an Irish personal injuries action depends on which court the action is brought in. The High Court timetable is set by the Rules of the Superior Courts (Personal Injuries) 2005, S.I. No. 248/2005, which abolished the traditional separate Statement of Claim in personal injuries actions and replaced it with a single Personal Injuries Summons. Time runs from service of that summons.
Strict reading aside, defence solicitors routinely seek extensions of these periods, and short consent extensions are commonplace. The risk of failing to deliver a Defence within time is judgment in default of defence — a real risk that disciplines the timetable in contested cases.
| Court | Defence deadline | Reply to Notice for Particulars | Verifying affidavit |
|---|---|---|---|
| High Court | 8 weeks from service of Personal Injuries Summons (RSC Order 1A) | 21 days (Order 19 rule 7) | 21 days from delivery of pleading (s.14) |
| Circuit Court | 6 weeks from entry of appearance (Order 5A CCR) | 7 days (CCR Order 17) | 21 days from delivery of pleading (s.14) |
| District Court | 28 days from service of summons (S.I. No. 17 of 2014, Form 40A.02) | Per court direction | Form 40A.04 |
Section 13: The Particulars Requirement in Every Pleading
Section 13 requires full and detailed particulars in every pleading served.
Section 13 of the Civil Liability and Courts Act 2004 imposes a parallel particularisation duty on both sides. For a pleading served by the plaintiff, section 13(1)(a) requires full and detailed particulars of the claim and of each allegation, assertion or plea. For a pleading served by the defendant or third party, section 13(1)(b) requires the equivalent on the defence side:
"In the case of a pleading served by the defendant or a third party contain full and detailed particulars of each denial or traverse, and of each allegation, assertion or plea, comprising his or her defence."
— Civil Liability and Courts Act 2004, section 13(1)(b)
The Rules of the Superior Courts integrate the section 13 obligation. Order 19 rule 5 of the Rules of the Superior Courts states that in every personal injuries action pleadings shall conform to the requirements of section 13. Order 1A goes further: where the particulars of a general denial or traverse are lengthy, they may be scheduled to the Defence or set out in additional sheets at time of service. The drafting expectation is therefore not occasional supplementation by Notice for Particulars but front-loaded particularisation in the pleading itself.
"In every personal injuries action (within the meaning of the Civil Liability and Courts Act 2004) pleadings shall conform to the requirements of section 13 of the Civil Liability and Courts Act 2004."
— Rules of the Superior Courts, Order 19 rule 5(1)
What changed in 2004: the boilerplate "I deny each and every paragraph of the Summons and put the plaintiff on full proof thereof" pleading became professionally obsolete in Irish personal injuries actions. The line between a permissible specific denial and an impermissible bald denial is the work of the case law discussed below.
How Defence Drafting Changed in 2004
The 2004 Act replaced boilerplate pleadings with a duty of particularised honesty.
The Civil Liability and Courts Act 2004 represented the most significant structural reform to Irish personal injuries pleadings in a century. Before the Act, defences in personal injuries actions in Ireland routinely consisted of a generic traverse of every paragraph of the Statement of Claim, with no obligation to particularise denials and no requirement for the defendant to swear to the contents. The 2004 Act, working together with S.I. No. 248/2005, restructured the entire architecture.
| Feature | Pre-2004 practice | Post-2004 practice |
|---|---|---|
| Originating document | Plenary Summons followed by separate Statement of Claim | Single consolidated Personal Injuries Summons (S.I. 248/2005) |
| Particulars in summons | Optional; varied by practitioner | Mandatory under section 10 of the 2004 Act — full and detailed |
| Defence content | Generic traverse acceptable: "the defendant denies each and every paragraph" | Section 12 prescribes four mandatory limbs: admissions, items requiring proof, grounds of non-liability, contributory negligence grounds |
| Particulars of denial | Not required; defendants could "put plaintiff on proof" | Section 13(1)(b) requires full and detailed particulars of each denial — Crean v Harty [2020] IECA 364 |
| Verification of pleadings | None required | Sworn verifying affidavit mandatory under section 14 for both plaintiff and defendant |
| Sanction for false pleadings | Costs orders only | Criminal offence (section 25); dismissal of claim (section 26); cost adjudicator scrutiny (Order 19 rule 4) |
| Cost discipline on pleadings | Indirect, via taxation | Direct, with the Legal Costs Adjudicator empowered to inquire into prolix or unsupported pleadings |
The cumulative effect of the 2004 reforms is that a defence drafted to pre-2004 standards now exposes the defendant to three concurrent risks: a successful motion for further and better particulars under Crean v Harty, a costs sanction under Order 19 rule 4 applied through Morgan v ESB, and personal criticism of the deponent under section 14 reinforced by Naghten v Cool Running Events Ltd. What was once acceptable pleading style is now professional negligence.
The leading case on this point is often misunderstood as imposing a procedural formality. The actual change was deeper: section 13 reframed the Defence from a tactical document into a sworn factual statement. The deponent is no longer asserting a legal position; they are swearing to a state of affairs. That is why a defendant who denies a failure to obtain consent must, under Crean v Harty, particularise the consent process — the denial is in substance an affirmation about events that took place, and the deponent must be in a position to swear to those events.
Notice for Particulars and Replies to Particulars
A Notice for Particulars clarifies the pleadings; it does not fish for evidence.
A Notice for Particulars in Irish personal injury proceedings is a formal written request by one party for further information about the other party's pleading. The defendant typically serves a Notice for Particulars after entering an appearance and before delivering the Defence; the plaintiff may serve one in turn on the Defence. The procedure in the High Court is governed by Order 19 rule 7 of the Rules of the Superior Courts; the Circuit Court equivalent is Order 17 of the Circuit Court Rules, which requires replies within seven days of receipt.
What particulars can be demanded
Section 11 of the Civil Liability and Courts Act 2004 identifies a specific category of particulars the defendant is entitled to demand: details of any previous personal injury actions, any settled or withdrawn proceedings, any prior injuries or treatment bearing on the current claim, and the identity of medical practitioners who provided that treatment. Beyond those statutory entitlements, the general rule from Quinn Insurance Ltd v PricewaterhouseCoopers applies — particulars are for defining the parameters of the pleadings, not for extracting the granular evidence on which the case will be proved.
"Upon the request of a defendant in a personal injuries action, the plaintiff shall provide the defendant with — … (c) particulars of any injuries sustained or treatment administered to the plaintiff that would have a bearing on the personal injuries to which the personal injuries action relates, and (d) the name of any persons from whom the plaintiff received such medical treatment."
— Civil Liability and Courts Act 2004, section 11(1)
What particulars cannot be demanded
The courts have repeatedly characterised standardised, pages-long Notices for Particulars as oppressive. The proper procedural avenue for broad documentary evidence is discovery, not particulars. Notices for Particulars that ask for the content of medical records, the operational logs of a workplace, or witness identity are routinely refused as fishing expeditions. The principles confirmed by the Supreme Court in Quinn Insurance v PwC are that particulars are limited to matters raised in the pleadings and serve to clarify the case to be met at trial.
The risk of inadequate replies
An inadequate reply — or no reply within the prescribed period — exposes the responding party to a motion to compel further and better particulars under Order 19 rule 7. The court can order replies within a set period, award costs against the defaulting party, and in extreme cases strike out the offending pleading. Practitioners typically write to the opposing solicitor first, identifying the inadequacy and warning of a court application; this preserves costs entitlement on any subsequent motion.
Permissible and impermissible categories of question
The boundary between proper particulars and improper requests was authoritatively re-stated by the Supreme Court in Quinn Insurance Ltd v PricewaterhouseCoopers [2019] IESC 13 and applied in Crean v Harty [2020] IECA 364. The categories that can be demanded are defined by what is in the pleadings; the categories that cannot are those that belong to discovery, witness statements, or trial evidence.
| Generally permissible | Generally impermissible |
|---|---|
| Particulars of prior personal injury actions brought by the plaintiff (section 11) | The content of medical records — properly sought by discovery |
| Particulars of any prior injuries or treatment relevant to the present claim (section 11) | Operational logs, CCTV footage, accident report forms — properly sought by discovery |
| Names of medical practitioners who provided prior treatment (section 11) | The identity of witnesses the other party intends to call at trial — outside the pleadings |
| Documents supporting any pleaded loss of earnings (section 11) | The questions a party would put to the other side's witnesses — pure evidence |
| Particulars of a denial that is in substance a positive plea (Crean v Harty) | Detailed factual narratives going beyond what the pleadings have raised |
| Particulars of the grounds of any contributory negligence plea (section 12(d)) | Open-ended "please confirm" questions that fish for admissions |
| Identification of specific provisions of legislation alleged to be breached (Morgan v ESB) | Standardised pages-long Notices treating every Defence as boilerplate-suspect — criticised as oppressive |
The test, in practice, is whether the information sought is necessary for the responding party to know the case to be met at trial. Where it is, the order will be made — even where the answers may also reveal some evidence. Where the information sought is in truth a request for evidence dressed as a particulars demand, the proper response is to refuse on the basis that the appropriate procedural avenue is discovery, and to invite the requesting party to issue a Notice for Discovery instead.
Crean v Harty and the End of the Bald Denial
A denial that is in substance a positive plea must be particularised.
Crean v Harty is the leading appellate authority on section 13(1)(b). Daniel Crean had a third hip replacement in 2015 at the Victoria Hospital Cork and developed peripheral neuropathy in his right leg. The case proceeded as one of informed consent rather than surgical negligence: Mr Crean alleged he had not been advised of the elevated risks of a third operation. The defendants' Defence contained the single plea that they denied a failure to obtain informed consent.
The plaintiff sought particulars of that denial. The defendants refused, arguing it was a "straight denial" and not amenable to particularisation. The High Court refused the plaintiff's motion to compel replies. The Court of Appeal allowed the plaintiff's appeal.
Crean v Harty [2020] IECA 364
- Court
- Court of Appeal
- Judgment
- Collins J, 22 December 2020
- Sub-topic
- Section 13(1)(b) — particulars of denial in personal injuries defence
- Holding
- Where a denial is, in substance, a positive plea, the defendant must give full and detailed particulars under section 13(1)(b). The 2004 Act provides for enhanced disclosure, though not maximum disclosure.
Collins J held that the disputed plea, "though negative in form, is in substance a positive plea to the effect that the Defendants in fact obtained the Plaintiff's informed consent prior to the index surgery." The court rejected the defendants' submission that a "straight denial" satisfied the 2004 Act, finding instead:
"A straight denial — perhaps more accurately characterised as a bald denial — appears to be precisely what this part of section 13(1)(b) is targeted at … As already noted, there may be circumstances where it is not possible to give particulars of a denial, but where it is possible, section 13(1)(b) mandates the provision of such particulars."
— Collins J, Crean v Harty [2020] IECA 364
Where particulars are necessary to allow the plaintiff to prepare for trial, the fact that those particulars may also reveal some evidence is no bar to the order. The court relied on the Supreme Court's reasoning in Quinn Insurance Ltd v PricewaterhouseCoopers [2019] IESC 13 for that proposition.
In practice, Crean v Harty means a defendant who denies a positive plea cannot shelter behind the form of the denial. If the defendant says "consent was obtained", the plaintiff is entitled to know who obtained it, when, how, with reference to what risks, and on what supporting record. The same logic applies to denials of negligence, breach of statutory duty, and causation. The bald denial — the one-line "we deny" plea — is professionally untenable on contested medical and procedural points after 2020.
Quinn Insurance v PwC: The Boundary Between Particulars and Evidence
Particulars define the pleadings; the line with evidence is one of substance, not form.
The general principles on further and better particulars in Irish litigation were authoritatively re-stated by the Supreme Court in Quinn Insurance Ltd (Under Administration) v PricewaterhouseCoopers (A Firm). O'Donnell J, delivering the judgment of the Court, framed the issue as one which:
"is encountered almost on a weekly basis in courts across the country: what particulars of a claim must a party be obliged to provide in pleadings or in further and better particulars in advance of discovery, and, where relevant, the exchange of witness statements? The answer the law has given for more than a hundred years is well known to almost every lawyer: a pleading should contain 'facts — not law', and 'facts — not evidence'."
— O'Donnell J, Quinn Insurance Ltd v PricewaterhouseCoopers [2019] IESC 13
Quinn Insurance Ltd v PricewaterhouseCoopers [2019] IESC 13
- Court
- Supreme Court
- Bench
- Clarke CJ, O'Donnell, MacMenamin, Charleton, O'Malley JJ
- Judgment
- O'Donnell J, 8 March 2019
- Holding
- The purpose of pleadings is to define the issues; the purpose of particulars is to clarify the parameters of the pleadings. Particulars necessary for trial preparation may be ordered even where they may also disclose evidence.
While Quinn Insurance v PwC arose from complex commercial litigation against auditors, the principles apply equally in personal injuries actions. The Supreme Court rejected the argument that any particulars which might also constitute or reveal evidence are impermissible. Where the requested detail is necessary to enable a fair trial — for example, where the plaintiff cannot otherwise know the case to be met — the order will be made.
The leading case on this point is often misunderstood as authority for a broad "maximum disclosure" regime in personal injuries pleadings. The actual ratio is narrower: particulars are limited to matters in the pleadings, and the trial-preparation necessity test is the operative standard. The Court of Appeal in Crean v Harty applied that standard explicitly when ordering the defendants to particularise their consent denial.
The precise line between matters that require particularisation and matters that belong to evidence remains contested at first instance level. O'Donnell J himself acknowledged in Quinn Insurance that the distinction "may be easy to state but as this case shows is more difficult to apply." Practitioners in Ireland regularly encounter motions where the High Court reaches one conclusion and the Court of Appeal reverses it on this very issue. The position is therefore one of binding principle with contestable application — a feature, not a bug, of pleadings practice in Irish personal injury litigation.
Section 14 Verifying Affidavits
Every pleading and every reply to particulars must be verified on oath.
Section 14 of the Civil Liability and Courts Act 2004 requires every assertion, allegation or pleading in a personal injuries action to be verified by affidavit. The duty applies equally to plaintiffs and defendants in Irish personal injury proceedings. The affidavit must be sworn before a practising solicitor or commissioner for oaths. In the High Court, the prescribed form is set out in Order 1A rule 13 of the Rules of the Superior Courts; in the District Court, Form 40A.04 under S.I. No. 17 of 2014.
"An affidavit under this section shall be lodged in court not later than — (a) 21 days after the service of the pleading concerned or such longer period as the court may direct or the parties may agree, or (b) in the case of a requirement to which subsection (8)(b) applies, 7 days before the date fixed for the trial of the personal injuries action concerned."
— Civil Liability and Courts Act 2004, section 14(4)
The deponent attests that the matters within their own knowledge are true, and that the matters not within their own knowledge are honestly believed to be true. Section 14(5) makes it a criminal offence to make a statement in the affidavit that is false or misleading in any material respect and that the deponent knows to be false or misleading. The companion provision in section 25 imposes criminal liability for knowingly giving false or misleading evidence in a personal injuries action; section 26 enables the court to dismiss the entire claim where the plaintiff knowingly gives false or misleading evidence in any material respect, unless dismissal would cause injustice.
What changed with Naghten v Cool Running Events Ltd: practitioners had treated section 14 as primarily a plaintiff-side discipline. The Court of Appeal in Naghten emphasised that section 14 applies with equal force to defendants. A defence plea that is not supported by any factual or evidential basis — such as a contributory negligence plea against a minor that is undermined by the engineering and eyewitness evidence available to the defendant at the time of pleading — exposes the defendant to criticism and adverse costs consequences. The Irish position thus differs in mechanism from the English Civil Procedure Rules' statement of truth — Ireland requires a sworn affidavit, not a signed declaration — but the underlying disciplinary purpose is the same.
Cost Consequences and Strike-Out: Morgan, Naghten and McGeoghan
Generic and unsupported pleas attract costs sanctions on either side.
The 2021 Court of Appeal jurisprudence in Ireland delivered a coordinated message to practitioners on both sides: boilerplate is not enough, and pleas without an evidential foundation will attract costs consequences and may undermine the entire claim or defence on appeal.
Morgan v ESB [2021] IECA 29
- Court
- Court of Appeal
- Judges
- Noonan J (lead), Collins J (concurring)
- Sub-topic
- Boilerplate plaintiff pleadings; the case as pleaded versus the case as run at trial
- Holding
- Particulars of wrongdoing expressed in generic boilerplate form are "utterly uninformative". A trial judge cannot determine liability on a basis not pleaded. Cost implications arise under Order 19 rule 4 of the Rules of the Superior Courts.
"The days of making allegations in pleadings without a factual or evidential basis, if they ever existed, have long since passed. Section 14 of the Civil Liability and Courts Act 2004 obliges plaintiffs and defendants alike to swear an affidavit which verifies any assertions or allegations contained in pleadings in personal-injuries actions."
— Noonan J, Naghten v Cool Running Events Ltd [2021] IECA 17
Naghten v Cool Running Events Ltd [2021] IECA 17
- Court
- Court of Appeal
- Judgment
- Noonan J, 26 January 2021
- Sub-topic
- Defence pleas of contributory negligence; section 14 affidavit obligations on defendants
- Holding
- A defence plea of contributory negligence against a minor, unsupported by the engineering and eyewitness evidence available to the defendant at the time of pleading, is open to severe judicial criticism. Section 14 applies equally to defendants. Solicitors have a duty to advise on the consequences of swearing the affidavit.
McGeoghan v Kelly and Ors [2021] IECA 123
- Court
- Court of Appeal
- Sub-topic
- Pleading-versus-evidence boundary
- Holding
- A trial judge cannot find liability on a case never pleaded or made — the requirement that pleadings define the issues would be "robbed of any meaningful effect" if courts could decide cases on incidental evidential developments.
The combined effect of these decisions is straightforward in principle and demanding in execution. Plaintiffs cannot rely on generic boilerplate particulars of negligence — the indorsement of claim must identify what the defendant is alleged to have done or failed to do, and any breach of statute must identify the provision. Defendants cannot rely on generic blanket denials — section 13(1)(b) and Crean v Harty require particularisation of substantive denials. Either side risks costs sanctions under Order 19 rule 4, with the Legal Costs Adjudicator empowered to inquire into the reasonableness of any prolix pleading.
What the headnotes omit: the costs consequences extend beyond the trial. Even where a defendant succeeds at trial, a defence containing pleas without evidential foundation may be marked by reduced costs orders on appeal. Successful parties are not insulated from the discipline of section 14 by their success on liability.
Common Defence drafting errors and their consequences
The recurring errors that produce successful motions, costs sanctions, or strike-out in Irish personal injuries pleadings fall into seven patterns. Each maps to a specific provision and a primary-source consequence:
| Drafting error | Source of obligation | Procedural consequence | Authority |
|---|---|---|---|
| Bald denial without particulars where the denial is in substance a positive plea | Section 13(1)(b) CLCA 2004 | Motion for further and better particulars succeeds; costs against defendant | Crean v Harty [2020] IECA 364 |
| Generic boilerplate contributory negligence plea unsupported by evidence available to the defendant | Section 12(d) + section 14 CLCA 2004 | Adverse judicial criticism on appeal; cost discount even on successful defence | Naghten v Cool Running Events Ltd [2021] IECA 17 |
| Late delivery of Defence beyond the prescribed period without consent extension | Order 1A rule 8 / S.I. 248/2005 | Application for judgment in default of defence after 28 days' written notice under Order 27 (as amended by S.I. 490/2021) | Rules of the Superior Courts |
| Failure to swear and file the verifying affidavit within 21 days of pleading | Section 14 CLCA 2004 | Stay of proceedings; strike-out of Defence in extreme cases | Section 14(4) CLCA 2004 |
| No counter-schedule responding to a pleaded schedule of special damages | Section 12(b) + Form 4 Appendix CC | Special damages items deemed in issue; further particulars motion likely | Order 1A; Form 4 |
| Pleading fraud, exaggeration, or dishonesty without prima facie evidential foundation | Section 14 + general pleading principles | Aggravated or exemplary damages against the defendant; costs on a legal-practitioner-and-client basis | Court discretion; Order 99 |
| Defence asserts facts at trial not pleaded in the Defence | Sections 12 and 13 CLCA 2004 | Trial judge cannot determine outcome on unpleaded case; appeal succeeds for defendant or plaintiff harmed | McGeoghan v Kelly [2021] IECA 123 |
The pattern across these errors is consistent. The 2004 Act front-loads the litigation: what is not particularised in the pleadings cannot be argued at trial, and what is sworn falsely in the pleadings can be punished in costs or in damages. Practitioners draft to anticipate the worst-case treatment of each plea on appeal, not the best-case treatment at first instance.
Medical Negligence: HC131 and HC132 and the Certificate of Compliance
From 28 April 2025, no trial date is fixed until the case is fully pleaded.
The High Court Practice Directions HC131 and HC132 came into force on 28 April 2025 and apply to all clinical negligence proceedings before the High Court, irrespective of when the proceedings were commenced. They are the most significant procedural reform to Irish clinical negligence litigation in the past two decades and they directly reshape the Defence and Particulars stage in medical negligence claims.
Practice Direction HC132 establishes a dedicated Clinical Negligence List within the Dublin Personal Injuries List of the High Court, presided over by a Judge in Charge with experience in clinical negligence proceedings. The List manages all stages of clinical negligence cases — mention dates, applications for trial dates, interlocutory applications, hearings, and cost applications — and excludes only the ex parte motions ordinarily listed in the Monday Common Law Motion List.
Practice Direction HC131 prescribes the conditions for applying for a trial date. After the case has been set down, any party may apply for a date on 28 days' notice, but only on confirming in writing — by a Certificate of Compliance signed by the applicant's solicitor — that the case is a fully pleaded case ready for trial.
| Requirement | What it means for Defence and Particulars |
|---|---|
| Fully pleaded case | All particulars of negligence and breach of duty finalised. Grounds of defence articulated. Pleas on causation and contributory negligence concluded. All replies to particulars delivered. |
| Discovery completed | Both sides have complied with discovery obligations arising from the issues defined in the pleadings. |
| Expert evidence exchanged | Schedule of factual and expert witnesses exchanged. All expert reports either exchanged or formally offered for exchange, with reasonable time to respond. |
| Mediation undertaking | Applicant undertakes to offer mediation within three weeks of the trial date being fixed and to engage within six weeks of any subsequent offer. |
The implication for the Defence and Particulars phase is direct: pleadings can no longer drift toward trial. A clinical negligence Defence that responds in generic terms to the particulars of negligence in the summons will be exposed before the Judge in Charge well before trial-date application. Where an updated expert report changes the quantum picture, the parties operate under a continuing obligation to particularise any additional injuries or special damages within six weeks of the report. Failure to comply does not necessarily prevent the case proceeding, but it gives the court discretion to refuse the trial date and treat the contested application as a case management hearing.
In medical negligence practice, the operational effect is that the Defence must engage with the standard of care, breach and causation in greater detail than a personal injuries defence outside the Clinical Negligence List. Defendants typically need to have obtained their own expert report before the Defence is verified on affidavit; bald denials on causation are particularly exposed under Crean v Harty, and bald denials on the standard of care attract costs scrutiny under Naghten if documentary or expert evidence (medical records, monitoring data, theatre logs, engineering or technical reports) bearing on the pleaded allegation is already available to the defendant.
How the Defence Interacts with Other Stages of the Court Process
The Defence sits between the Summons and discovery; it defines the trial.
The Defence and Particulars stage is the hinge of Irish personal injuries litigation. Pleadings begin with the Personal Injuries Summons, which under section 10 of the 2004 Act must set out full and detailed particulars of the claim. The Summons replaces the older separate Statement of Claim in personal injuries actions following S.I. No. 248/2005, although the equivalent document — the Statement of Claim — remains relevant in non-personal-injuries litigation and in commentary.
Once the Defence is delivered and any Notice for Particulars is exchanged, the pleadings are "closed". The next procedural stage is documentary discovery, the scope of which is shaped by the issues defined in the pleadings. Categories of discovery that are not arguable on the pleaded issues will not be ordered. Discovery is followed in some cases by interrogatories and, ultimately, by the notice of trial setting the case down for hearing.
The 21-day lodgment window under S.I. No. 186/2022
The Defence and Particulars stage feeds directly into the lodgment and tender architecture under section 17 of the 2004 Act. The relevant rule is Order 22 of the Rules of the Superior Courts, substantially amended by S.I. No. 186/2022 — Rules of the Superior Courts (Lodgment and Tender) 2022, effective 26 April 2022. The 2022 Rules substitute Order 22 rule 1(9) to introduce an automatic 21-day window that is triggered by specific pleading events.
Under the substituted rule, where the plaintiff has — after the expiry of the time within which the defendant could make a payment into court without leave — served either a Reply to a Notice for Particulars, further particulars, or a report of a medical practitioner under Order 39 rule 46, the defendant may within 21 days from the date of that service make or increase a payment into court without leave, upon notice to the plaintiff.
The strategic consequence is direct. A plaintiff who delivers Replies to Particulars or who serves a supplemental medical report close to trial opens a 21-day window in which the defendant may apply downward settlement pressure without the friction of a court application. Conversely, a defendant who has properly counter-scheduled the special damages — and who has accurately costed the medical evidence — is positioned to make a calibrated lodgment in that window. The 2022 reform thus turns what was a defensive procedural step into a quantum-pressure trigger that operates throughout the Defence and Particulars phase.
What changed in 2022: the 21-day window triggered by service of Replies to a Notice for Particulars or additional particulars pre-dated the 2022 reform — it had been part of Order 22 rule 1(9) since S.I. No. 265/1993. The substantive change effected by S.I. No. 186/2022 was the addition of a further trigger: where the plaintiff serves a medical practitioner's report under Order 39 rule 46 after the automatic lodgment period has expired, the defendant now has a 21-day window in which to make or increase a payment into court without leave. Outside these triggers, court leave is still required. Coffey J in earlier first-instance practice had repeatedly emphasised that the public interest favoured allowing lodgments even "at the eleventh hour", but the application machinery added cost and delay. The interaction between late-stage medical reports and lodgment timing is now one of the most consequential strategic decisions in Irish personal injury litigation.
Lodgment-window deadline calculator (S.I. No. 186/2022)
Enter the date on which the plaintiff served Replies to a Notice for Particulars, supplemental particulars, or a medical practitioner's report under Order 39 rule 46. The widget calculates the 21-day deadline for the defendant to make or increase a payment into court without leave. Pure date arithmetic — not legal advice.
Calendar days are used per Order 22 rule 1(9) RSC. Where the 21st day falls on a Saturday, Sunday or court holiday, practitioners should confirm the next available filing day with the Central Office. Primary source: S.I. No. 186/2022.
Frequently Asked Questions
What is the Defence in an Irish personal injury action?
The Defence is the defendant's formal court document responding to the Personal Injuries Summons. Section 12 of the Civil Liability and Courts Act 2004 prescribes its required content: which allegations are admitted, which require proof, the grounds of non-liability, and the grounds for any contributory negligence plea.
The Defence cannot consist of a single blanket denial. Following the Court of Appeal decision in Crean v Harty [2020] IECA 364, where a denial is in substance a positive plea, the defendant must give full and detailed particulars under section 13(1)(b). Where a counterclaim is brought, it is drafted in Form No. 3 of Appendix CC and appended to the Defence.
Practitioner insight: most personal injuries Defences are not delivered within the prescribed period without a short consent extension. Plaintiffs who refuse routine extensions risk costs scrutiny if a section 17 notice or lodgment is later served.
Next step: for the broader procedural context, see our guide to the Personal Injury Court Process.
How long does the defendant have to deliver a Defence?
In the High Court, eight weeks from service of the Personal Injuries Summons under the Rules of the Superior Courts (Personal Injuries) 2005. In the Circuit Court, six weeks from entry of appearance. In the District Court, 28 days under S.I. No. 17 of 2014.
These deadlines are routinely extended by consent. Where the defendant intends to serve a Notice for Particulars, an extension covering the period to replies is usual. If the deadline passes without delivery and without agreement, the plaintiff may apply for judgment in default of defence. The court retains discretion and will normally permit a late Defence on appropriate terms.
In medical negligence cases governed by HC131 since April 2025, the practical timetable is even tighter — the case cannot apply for a trial date until the pleadings are finalised and a Certificate of Compliance is signed.
Next step: read more in our guide on the Personal Injuries Summons.
Can a defendant rely on a bald denial in the Defence?
No. In Crean v Harty [2020] IECA 364, the Court of Appeal held that section 13(1)(b) of the 2004 Act requires full and detailed particulars of every denial. Where a denial is in substance a positive plea, particulars of that plea must be provided.
Collins J held that a one-line denial of, for example, a failure to obtain informed consent is in substance a positive plea that consent was obtained, and the defendant must say who obtained it, when, and on what supporting basis. The same logic applies to denials of negligence, breach of duty and causation. The court relied on the Supreme Court's framework from Quinn Insurance v PwC [2019] IESC 13.
Defence solicitors who continue to plead bald denials in post-2020 personal injuries actions risk both adverse particulars motions and costs sanctions even where they ultimately succeed on liability.
Next step: for the defendant's strategic position more broadly, see defending a personal injury claim.
What is a Notice for Particulars?
A Notice for Particulars is a formal written request by one party for further information about the other party's pleading. It is governed by Order 19 rule 7 of the Rules of the Superior Courts and Order 17 of the Circuit Court Rules.
The defendant typically serves a Notice for Particulars after appearance and before delivering the Defence; the plaintiff may serve one in turn on the Defence. Replies are typically delivered within 21 days in the High Court (as specified in the Notice itself) and within seven days in the Circuit Court (the period prescribed by S.I. No. 526/2005). The particulars sought must be limited to matters raised in the pleadings — particulars are not a substitute for discovery and cannot be used to seek evidence.
Standardised pages-long Notices for Particulars have been criticised by the courts as oppressive. A focused Notice that targets specific gaps in the pleading is more effective and cheaper to enforce on motion.
Next step: for the document-recovery procedure that follows pleadings, see our guide to Discovery of Documents.
What is a verifying affidavit under section 14?
Section 14 of the Civil Liability and Courts Act 2004 requires every pleading and reply to particulars in a personal injuries action to be verified on oath. The deponent confirms the contents are true to their own knowledge or honestly believed to be true.
The affidavit is sworn before a practising solicitor or commissioner for oaths. In the High Court, the prescribed form is Order 1A rule 13; in the District Court, Form 40A.04 under S.I. No. 17 of 2014. Section 14(5) makes it a criminal offence to swear a false or misleading affidavit. The Court of Appeal in Naghten v Cool Running Events Ltd [2021] IECA 17 emphasised that section 14 applies with equal force to defendants.
Solicitors have an explicit duty to advise the deponent — plaintiff or defendant — about what they are signing. A defendant pleading contributory negligence on facts the defendant cannot stand over invites criticism under Naghten.
Next step: read our guide to the Civil Liability and Courts Act 2004 for the full statutory framework.
How do HC131 and HC132 change pleadings in medical negligence cases?
From 28 April 2025, High Court Practice Direction HC131 requires a Certificate of Compliance confirming the case is fully pleaded before a clinical negligence trial date can be fixed. HC132 establishes a dedicated Clinical Negligence List under a Judge in Charge.
The Certificate of Compliance confirms four conditions: that the case is fully pleaded, that discovery is complete, that expert reports have been exchanged or formally offered, and that the applicant undertakes to offer mediation within three weeks of the trial date being fixed. The court can refuse a trial date if the conditions are not met, and contested applications are treated as case management hearings.
Defendants in clinical negligence cases now typically need a defence expert report before verifying the Defence under section 14. Bald denials on causation or standard of care are exposed both by Crean v Harty and by the Judge in Charge of the Clinical Negligence List.
Next step: read our guide to the medical negligence claim process.
Statutory Cross-Reference: Defence and Particulars Provisions
Each Defence and Particulars provision in Irish law maps to a statute, a court rule, a form, and a leading authority.
The Defence and Particulars regime in Irish personal injuries litigation is governed by overlapping statutory and procedural sources. The following matrix maps each substantive provision of the Civil Liability and Courts Act 2004 to the implementing rule of court, the prescribed form, and the leading appellate authority. The matrix is a quick reference for practitioners drafting pleadings or arguing motions, and a self-contained navigation aid for the topics covered above.
| 2004 Act provision | Subject | Court rule / Form | Leading authority |
|---|---|---|---|
| Section 10 | Content of the Personal Injuries Summons | RSC Order 1A; Form No. 1; S.I. 248/2005 | Morgan v ESB [2021] IECA 29 (on boilerplate particulars) |
| Section 11 | Request for further information (Notice for Particulars) | RSC Order 19 rule 7; CCR Order 17 | Quinn Insurance v PwC [2019] IESC 13 |
| Section 12 | Defence and counterclaim content | RSC Order 1A; Form Nos. 2, 3 and 4 Appendix CC | Statutory framework — interpreted in Crean v Harty |
| Section 13 | Pleadings to contain full and detailed particulars | RSC Order 19 rule 5 | Crean v Harty [2020] IECA 364 |
| Section 14 | Verifying affidavit on oath | RSC Order 1A rule 13; DC Form 40A.04 | Naghten v Cool Running Events [2021] IECA 17 |
| Section 17 | Formal offers (willing/not willing to settle) | RSC Order 22; substituted by S.I. 186/2022 | Section 17(5A) (PPO cases); section 17(6A) (clinical negligence) |
| Section 25 | Criminal offence — false or misleading evidence | Indictment under section 29 | Criminal Procedure Acts |
| Section 26 | Dismissal of action for false or misleading evidence | Application by motion | Discretion: court must consider injustice |
| (none — RSC rule) | Periodic Payments Order particulars in summons | RSC Order 1A rule 8A (inserted by S.I. 430/2018) | Civil Liability (Amendment) Act 2017 Part IVB |
| (none — Practice Direction) | Trial-date application for clinical negligence (Certificate of Compliance) | High Court Practice Direction HC131 (28 April 2025) | Court of Appeal jurisprudence on pleadings discipline (Morgan, Naghten, McGeoghan) |
Related Provisions and Resources
Pages on this site that anchor the Defence and Particulars stage in the broader statutory and procedural framework:
- Civil Liability and Courts Act 2004 — the governing statute (sections 10, 11, 12, 13, 14, 17, 25, 26)
- Statute of Limitations Act 1957 — limitation as a procedural defence
- Personal Injuries Assessment Board Act 2003 — the authorisation precondition (note: the Board was renamed Injuries Resolution Board effective 14 December 2023 under S.I. No. 626/2023 and the Personal Injuries Resolution Board Act 2022)
- Personal Injury Court Process (Hub)
- Issuing a Personal Injuries Summons
- Statement of Claim Explained
- Discovery of Documents
- Medical Negligence Claims
Primary sources: Civil Liability and Courts Act 2004 (Irish Statute Book) · Revised consolidated version (Law Reform Commission) · RSC Order 1A (Courts Service)
Glossary of Key Defence and Particulars Terms
Definitions of the principal terms used in Irish personal injuries pleadings.
The Defence and Particulars stage uses specific procedural vocabulary that recurs across statutes, court rules and judgments. The following definitions reflect Irish usage under the Civil Liability and Courts Act 2004 and the Rules of the Superior Courts. Each entry links, where appropriate, to the section of this article that explains the concept in context.
- Defence
- The defendant's formal court document responding to a Personal Injuries Summons in Ireland, required under section 12 of the Civil Liability and Courts Act 2004 to specify admissions, items requiring proof, grounds of non-liability and contributory negligence grounds. More
- Counterclaim
- A cause of action the defendant has against the plaintiff, drafted in Form No. 3 of Appendix CC to the Rules of the Superior Courts and appended to the Defence. Common in two-vehicle road traffic actions where each motorist alleges the other was at fault.
- Notice for Particulars
- A formal written request by one party for further information clarifying the other party's pleading. Governed by Order 19 rule 7 of the Rules of the Superior Courts and section 11 of the 2004 Act. More
- Replies to Particulars
- The written response to a Notice for Particulars. In the High Court, replies are typically delivered within the period specified in the Notice (commonly 21 days). In the Circuit Court, S.I. 526/2005 prescribes seven days. Replies must be verified on affidavit under section 14.
- Verifying Affidavit
- A sworn affidavit required by section 14 of the 2004 Act in every Irish personal injuries pleading and reply to particulars. The deponent confirms that matters within their own knowledge are true and that matters not within their own knowledge are honestly believed to be true. More
- Indorsement of Claim
- The substantive part of the Personal Injuries Summons setting out the plaintiff's claim, including particulars of negligence, injuries, and special damages. Required to comply with section 10 of the 2004 Act.
- Pleadings
- The formal court documents exchanged by the parties — Personal Injuries Summons, Defence and Counterclaim, Reply, third-party pleadings — that define the issues for trial. Section 13 requires every pleading in a personal injuries action to contain full and detailed particulars.
- Special damages
- The plaintiff's quantifiable financial losses caused by the injury — loss of earnings, medical expenses, travel costs, future care costs — pleaded as a schedule in the Personal Injuries Summons and answered by the defendant in a counter-schedule.
- General damages
- The plaintiff's compensation for pain, suffering, loss of amenity and similar non-pecuniary harm, assessed at trial by reference to the Personal Injuries Guidelines adopted by the Judicial Council in 2021.
- Counter-schedule
- The defendant's item-by-item response to the plaintiff's pleaded schedule of special damages, contemplated by section 12(b) of the 2004 Act and prescribed in Form No. 4 of Appendix CC. More
- Bald denial
- A pleading of denial without particulars where particulars could be given. Held to be insufficient under section 13(1)(b) by the Court of Appeal in Crean v Harty [2020] IECA 364. Where the denial is in substance a positive plea, particulars must be supplied. More
- Order 1A
- The Order of the Rules of the Superior Courts (inserted by S.I. No. 248/2005) governing personal injuries actions. Prescribes the form of the Personal Injuries Summons, Defence, replies, verifying affidavit and related procedural steps.
- Form No. 3
- The prescribed form for a counterclaim in a personal injuries action, set out in Appendix CC to the Rules of the Superior Courts. Appended to the Defence where a counterclaim is brought.
- Form No. 4
- The prescribed form for a counter-schedule of special damages, set out in Appendix CC to the Rules of the Superior Courts. Used by the defendant to answer the plaintiff's schedule of special damages item by item.
- Pleadings closed
- The procedural state reached when no further pleading is permitted without leave — typically after the Defence, any Reply, and any third-party pleadings have been delivered and any Notices for Particulars answered. Discovery and trial preparation follow.
- Judgment in default of defence
- Judgment entered for the plaintiff where the defendant has failed to deliver a Defence within the prescribed period. Under Order 27 of the Rules of the Superior Courts (as amended by S.I. 490 of 2021), the plaintiff must give 28 days' written notice consenting to late delivery before serving a motion for judgment.
- Periodic Payments Order
- A court order, available in catastrophic-injury cases under Part IVB of the Civil Liability Act 1961 (inserted by the Civil Liability (Amendment) Act 2017), awarding damages by way of annual payments rather than a lump sum. Particulars required in the summons under Order 1A rule 8A. More
- Certificate of Compliance
- The written certificate, signed by the applicant's solicitor under High Court Practice Direction HC131 (effective 28 April 2025), confirming that a clinical negligence case is fully pleaded, discovery complete, expert reports exchanged, and mediation offered — required before a trial date can be fixed. More
References
Primary sources verified 13 May 2026. All URLs link to authoritative Irish legal sources: the Irish Statute Book (Office of the Attorney General), the Law Reform Commission's revised Acts portal, the Courts Service of Ireland, and BAILII. Each citation includes the official identifier and link to the primary text.
- Civil Liability and Courts Act 2004, Act No. 31 of 2004 — irishstatutebook.ie; consolidated text revisedacts.lawreform.ie.
- Civil Liability and Courts Act 2004, section 12 (Defence and counterclaim) — irishstatutebook.ie.
- Civil Liability and Courts Act 2004, section 13 (Pleadings — full and detailed particulars) — irishstatutebook.ie.
- Civil Liability and Courts Act 2004, section 14 (Verifying affidavit) — irishstatutebook.ie.
- Rules of the Superior Courts (Personal Injuries) 2005, S.I. No. 248/2005 — irishstatutebook.ie.
- Rules of the Superior Courts, Order 1A (Personal Injuries Actions) — courts.ie.
- Rules of the Superior Courts, Order 19 (Pleading Generally) — courts.ie.
- Rules of the Superior Courts, Order 19 rule 7 (Particulars and further particulars) — courts.ie.
- S.I. No. 17 of 2014, Personal Injuries Proceedings (District Court) — courts.ie.
- S.I. No. 430/2018, Rules of the Superior Courts (Personal Injuries: Periodic Payments Orders) 2018, effective 31 October 2018 — irishstatutebook.ie; consolidated Order 1A on courts.ie.
- S.I. No. 490/2021, Rules of the Superior Courts (Procedure on Default) 2021, effective 13 November 2021 — irishstatutebook.ie.
- S.I. No. 186/2022, Rules of the Superior Courts (Lodgment and Tender) 2022, effective 26 April 2022 — irishstatutebook.ie.
- Civil Liability (Amendment) Act 2017 — Periodic Payment Orders provisions inserting Part IVB into the Civil Liability Act 1961 — irishstatutebook.ie.
- High Court Practice Direction HC131, Clinical Negligence Actions — Applications for Trial Dates, effective 28 April 2025 — courts.ie practice directions.
- High Court Practice Direction HC132, Clinical Negligence List, effective 28 April 2025 — courts.ie practice directions.
- Crean v Harty, HSE and South Infirmary – Victoria Hospital Cork Limited [2020] IECA 364 (Collins J, 22 December 2020) — BAILII.
- Quinn Insurance Ltd (Under Administration) v PricewaterhouseCoopers (A Firm) [2019] IESC 13 (O'Donnell J, 8 March 2019) — BAILII.
- Morgan v ESB [2021] IECA 29 (Noonan J and Collins J) — BAILII.
- Naghten v Cool Running Events Ltd [2021] IECA 17 (Noonan J, 26 January 2021) — BAILII.
- McGeoghan v Kelly and Ors [2021] IECA 123 — BAILII.
Gary Matthews Solicitors
Medical negligence solicitors, Dublin
We help people every day of the week (weekends and bank holidays included) that have either been injured or harmed as a result of an accident or have suffered from negligence or malpractice.
Contact us at our Dublin office to get started with your claim today